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no, uninsured motorist coverage is for injuries only when an uninsured motorist hurts the occupants of a vehicle......there is a coverage called uninsured motorist property damage, (most people do not have this and are even unaware that it is available, and is not available in all state) if you have that or collision coverage those will cover the damage to your vehicle ........

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โˆ™ 2007-08-15 11:18:41
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Q: If someone dented your car in a parking lot then left would your uninsured motorist insurance cover the damages?
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If your parked car is hit in a school parking lot by an uninsured motorist what action can you expect from your own insurance company?

It depends on what sort of coverage you have on the vehicle. If you are fully insured, then the insurance will pay the damages minus your deductible. If not, you are on your own and will have to try to get the other party to pay for the damages. If your insurance pays, you can still sue the other party for the amount of your deductible.

If a car was parked in a lot and hit and the person did not leave a note or anything will your insurance cover it in California?

You would need to have Collision and or Uninsured Motorist Property Damage coverage for the vehicle in order for the insurance company to pay. You may also have to make a report to the business that owns and maintains the parking lot.

Tree falls on car in private parking lot who is responsible for car damages?

your auto insurance

Will progressive insurance pay for your car damage that was caused while your car was parked legally in your apartment parking lot if the driver of the car did not have insurance but the person who ha?

You didn't complete your question so I will try to answer it as best I can. Any policy no matter what company it is will be the same if you have the same coverage. If the other party had no insurance on the vehicle then your uninsured motorist coverage will pay for your damage just as if they had coverage up to you limit of UM coverage. If the other person was using someone else's car and the car owner had coverage then his insurance will pay for the damages. Liability coverage follows the car generally. If your UM coverage has to pay for the damages, they will go after the car owner and the driver for reimbursement of the loss.

Who at fault if A and B were right next to each other going straight in a parking lot and B brakes it and turns almost complety around and hits A in the driversid door And what if he has no insurance?

The way you are describing it B is at fault. If B is at fault and has no insurance, A's uninsured motorist coverage will take over as if the person had coverage. Any amount paid out will be retrievable by the insurance company through suit or other means. You subrogate your loss to your insurance company so that they can go after the other party for damages paid.

My truck was hit I have no insurance I know I was not at fault will the fault party insurance pay for my damages?

Probably not as the vehicle should not have been on the road at the time and you may get charged for driving without insurance. If it was in a parking lot you may be able to sue them in court to get your damages covered.

If you are hit by someone in a parking lot and they leave what insurance coverage paysin GA?

Uninsured motorists coverage if you picked it up when you puchased your auto insurance would pay for a hit and run loss.

If an unlicensed uninsured minor driving a car with the owners permission has a parking lot accident is the owner liable or the minors parent?

The insurance company is not liable for paying damages. The minor was knowingly breaking the law by driving w/o a license. The parent of the child will be held liable for damages. As will the person/owner of the vehicle if they knew the minor was not a legally licensed driver. If you let an un liscensed/uninsured minor driver your vehicle, your asking for it. If you werent the parent of the minor, they could sue you as well for neglect.

What happens when someone claims you hit him as you are exiting a parking lot and you are uninsured California?

They can sue you to have you pay for the damages, but they'd have to have proof or witnesses that you really did hit them. Either way, take it as a warning and get insurance. It wouldn't be fair if you were to cause an accident, even a minor one, and not being able to pay compensation to the ones involved.

If while parking you scrub a pole in a parking deck and have to get repairs will your insurance rates increase if you didn't get a ticket?

If you report the incident to your insurance company, and want them to cover the damages, it's more than likely they will consider it an 'at fault' accident, and it's possible your rates will increase, especially if it's not your first accident. The best way to avoid insurance rate increase in this situation is to pay for the damages yourself out of pocket, and not report it to your insurance company.

Will the dealership repair damages due to vandilism?

If the damage happened on their parking lot I would hold them responsible. Otherwise your own insurance will need to deal with it.

Do parking tickets affect your car insurance?

No, parking tickets do NOT affect your car insurance rate.

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