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DUI Affect on Auto Insurance

Here are opinions and answers from FAQ Farmers:

  • You will probably lose it. But, since you will probably also lose your drivers license, you don't need it.
  • It depends on the insurance company. Despite popular controversy there is no guarentee of what exactly will happen. When it's time to renew your policy, the rates may be considerably higher and in some cases could be cancelled. Some companies will still insure you and may even provide you an SR-22 certificate of financial responsibility.
  • My insurance went up $39 for a six-month period because it was my first offense and PA has a accelerated rehabilitation program.
  • If you are in the State of California you will need to obtain an sr22 filing from your current insurance company.
  • I am a agent with a large company, we do not cancel a policy with a first offense but we are very hard on our members. Plan on getting a second job to pay for your premium or finding a nice bicycle.
  • In the State of Florida, your car insurance could go up as much as 200-300% if you are convicted for DUI. In order to reinstate your driving privilege with the DMV after a DUI conviction, you will be required to obtain a "FR-44" form from your insurance company. The insurance company could cancel your policy if they do not provide "high risk" policies. If your current policy is canceled, that can cause a double whammy when you try to obtain insurance from another company. Many "high risk" auto insurance company provide this insurance after a DUI conviction, but it will cost you. The FR-44 form proves that you have obtained insurance with the following policy limits: $100,000, because of bodily injury to, or death of any one person, $300,000 for similar liability for two or more persons in any one crash and in the amount of $50,000 because of property damage liability in any one crash, or combined single limits of $350,000 to the extent of the above limits.
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โˆ™ 2010-05-12 08:47:33
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Q: If you are charged with a DUI how does it affect your auto insurance?
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Related Questions

Can you buy auto owners insurance after being charged with a DUI?

You can buy auto insurance after a DUI, however it will be more expensisve. If your license is revoked, you cannot get insurance.


How long does a DUI affect insurance in PA?

A DUI will adversely affect your insurance regardless, but the degree of effectiveness depends on your history and your insurance company.


Can you get auto insurance after a DUI?

Yes you can. In fact, some states will require you to carry insurance in the form of an SR22 after a DUI.


Can your homeowners insurance be cancelled because of an auto DUI conviction?

No.


What companies offer auto insurance to drivers who have gotten a DUI?

Many companies will not offer auto insurance to drivers who have been convicted of a DUI. GMAC and The General are two companies who will insure such drivers.


Can someone who has a DUI still obtain automobile insurance?

yes they can obtain high risk auto insurance.


In the state of Illinois does your insurance cover the the loan on your car if you receive a DUI?

No. The loan on your car has nothing to do with a DUI. If you do get a DUI, most probably your insurance renewal premium will go up a lot. But, your insurance has no reason to cover your auto loan. It is up to you to make your loan payments with or without a DUI on your record.


Is your auto insurance affected if another person receives a DUI in your car?

A DUI will not, it will if the person is on your policy and may increase if that person cause an accident in your car.


How long does a DUI affect your insurance in Georgia?

3 to 5 years depending on your Insurance Companies rating guidelines.


Is there any new jersey car insurance for drivers with dui?

You can get a normal insurance policy if you have been convicted of DUI in New Jersey. You however, will also be charged a surcharge of $1000 a year for a total of 3 years.


Can you get insurance to cover you at work if you have a DUI?

It is not easy to qualify for disability insurance if you have a recent DUI. The logic behind this is that you are at greater risk of suffering a disability if you are injured in a car accident and you are more likely to have a car accident if you have a history of DUI. If you are asking about whether or not your employer's auto liability insurance will cover you, then the answer is "probably not" if your DUI is recent (3 years or less).


If you are charged with a DUI will travelers insurance company rates go up?

The rates won't go up; they will cancel your insurance instead. Personal knowledge.


Can DUI drivers get insurance in New Jersey?

in the state of New Jersey drivers with a history of repeated DUI offences can get car insurance however they are required to get a specific type of insurance called SR-22 Auto Insurance. This type of insurance can be extremely expensive and not all insurance brokers offer it meaning that the insurance you need can be very difficult to obtain.


Do you get charged more for New Jersey car insurance when someone else in household has a DUI?

Yes double the amount you were paying


Do you have to get SR21 insurance if you get a deferred judgment for a drunk driving charge?

Can you be charged with dui if you are stuck and behind the wheel but car not running


Would auto insurance cover the damage costs for a DUI accident?

Yes your auto Insurance will typically have to pay for your acts of negligence, Such as driving while intoxited, They may then cancel your policy due to your negligence.


What type of insurance do you need at a DUI scene?

if you committed the DUI, you need car insurance.


Do you need motorcycle insurance if you have a DUI?

You need motorcycle insurance if you have a motorcycle. The DUI is a ticket.


Will insurance pay for a DUI wreck?

Yes, your auto insurance policy will respond to damage claims even though your may have been intoxicated at the time. However, you may also see a steep increase in your auto insurance rates for the near future.


You were involved in wreckaccident and was charged with DUI you were rearended who is at fault?

the insurance companies can place the blame on you because you were drunk and shouldn't have been out on the road.


Who is liable if you are a cosigner and the primary driver has an accident and is charged with DUI?

As long as the driver has auto insurance on the vehicle there should be no problem, DUI or not. If there is no insurance on the vehicle you have a problem. In that case not only will you be liable for the damage to the vehicle you cosigned but you also may have liability for the injuries and damages for anyone they hit. You should be very careful about cosigning a loan with anyone. They will get payment from the one who is easiest to get payment from and that is you most likely.


Does a DUI affect railroad employment?

Yes, you need to hold licenses and the railroad needs to carry insurance for their operations. Having a DUI makes you a high-risk for insurance and you don't graduate from driving a car drunk to a train.


Will a DUI affect your status in the navy?

Will DUI affect your employment in the navy


Will state farm auto insurance drop you after a DUI in Kansas?

Kansas has some of the most stringent DUI laws in the United States. The response to a DUI conviction varies from insurance carrier to insurance carrier, so there is no way to determine if your specific situation will cause State Farm to cancel your insurance coverage. If you do lose coverage due to a DUI, you may be required to obtain SR-22 insurance, which is a kind of high-risk coverage that offenders must sometimes purchase instead of regular coverage.


If you are charged with driving while impaired is your car covered?

No that's known as DUI and most insurance companies will not cover DUI. DUI can alo include medications that carry the warning "exercise caution when operating a motor vehicle or operating heavy machinery".