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If you had a judgment filed in 3-1-2000 and it has not been paid yet if you pay it now can they leave it on your credit report for 7 more years?
Derogatory information on a credit report normally stays with the record appx. 7 years..The longer you wait to pay, the longer it sticks with you.Remember..7 years is from the last activity.
What else can I help you with?
How can you remove judgments from your credit report?
Actually, the creditor who has the judgment against you can make appeals on it and depending on what state your in you can actually end up with it on your credit report for as long as 21 years. Now there is only one state that will allow it to stay for 21 years through appeal but most are between an additional 7 to 14 years on top of the initial 7.AnswerCall who ever has the judgment pay them.....it's that or wait it out for 7 years that's how long it will stay on the report
In Maryland how long does a bankruptcy stay on your credit report?
Chapter 7 will stay on your credit report for 10 years from the date bankruptcy was filed. Chapter 13 typically stays on your credit report for 7 years from the date the bankruptcy was filed, however, can remain on your credit report for 10 years.
How much does a judgment drop your credit score?
I can only answer on my own personal experience. When I applied for a mortgage I got a copy of the credit report and it showed a list of the things that positively and adversely affected my credit score. According to that, my judgment brought my score down 100 points.
If you filed chapter 7 bancruptcy in 2005 and a judgment from 2003 still shows on your credit report how do you get it removed?
Here is the question, was the judgment placed under the bankruptcy? If so, you can dispute the items as part of the bankruptcy. If not, it is a separate entry and has the right to stand on it own.
What is a judgment on your credit?
A judgment is essentially a lawsuit that has been filed against you for a debt owed by a creditor. This can be filed by anyone you owe money to, including collection agencies, companies, or people you do business with. It can be extremely damaging to your credit score unless removed. You can remove it by disputing it to the credit bureaus. The credit bureaus will have 30 days to verify the listing with the courthouse where it was filed or it must be removed. Removal all depends are age, amount owed, and the which courthouse.
If your spouse has a judgment against them can it also be filed in the other spouse's credit report?
If the judgment names only one spouse as the judgment debtor it will not be entered on the non judgment spouse's credit report.
How long will a judgment filed in March 1997 in TN appear on your credit report?
10 years
If you satisfy a judgment today that was filed in 99 in AL how long will it show on your credit report?
A satisfied judgment can typically stay on your credit report for seven years from the date it was filed. Even after it is satisfied, it may still appear on your credit report for the full seven-year period, but with a notation stating that it has been paid.
Does a judgment still stay on your credit report after 7 years if the status says filed or will it come off the credit report after 7 years regardless?
Some judgments will be removed according to the seven year time limit some will not. Many judgments are renewable, if that is the case the judgment can stay or be reentered on a CR. The "filed" indicates when the judgment became valid, and that is the date from which the seven year time frame usually begins.
How long will a civil judgment stay on a credit report in the state of NY?
In NY State it will stay on your credit report for 5 years from the date filed. Most states are 7.
How long does a satisfied judgment stay on your credit report WA?
A paid judgment stays on a person's credit report for seven years. An unpaid judgment also stays on the report for seven years, but may be renewed. Tax liens are another item that stay on a credit report for seven years, if paid. If not paid, they remain on the credit report indefinitely.
How long does a judgment stay on your credit report and does the time limit start from the day it is filed or from the day it's paid off?
== == A judgment will remain on a credit report for the full 10 years. If it is paid it will still show on the report as "satisfied" or similar wording. The time is determined by the date the judgment is issued.
When the credit bureau report updated on a judgment exactly what could they have updated on a judgment that was filed 4 years ago except paid?
If it was not paid in full or settled, the judgment may have been renewed by the judgment holder. Most judgments are renewable and can be kept on a credit report for an undetermined amount of time.
How long does a judgment stay on a credit report in Wisconsin?
In Wisconsin, a judgment can stay on a credit report for up to 10 years from the date it was filed. However, if the judgment is paid, it may be removed earlier based on the credit reporting agency's policy.
How to get out of a judgment?
Judgments are essentially lawsuits filed by a creditor that you owe money to. You generally can't get out of a judgment unless you go to court to fight it. You generally will have to pay a judgment willfully or by force to satisfy it. It will also show up on your credit report unless you dispute it to the credit bureaus. The credit bureaus have 30 days to verify it or it will be removed from your credit report.
Can a judgment be put on your credit if the debt was part of the bankruptcy?
Not if the debt was discharged in the bankruptcy. If the judgment was on the credit report before the bankruptcy was filed and/or was discharged in the bankruptcy, the entry will still remain on the CR for seven years.
How do you remove a false charge off date from your credit report if the date was reset from the original?
You can have a credit dispute, if the agency reporting the bad judgment does not get back with the company disputing the judgment within 30 days, it HAS to be removed from your credit report. Example: I filed bankruptcy(?) on a auto repo. and the company did not take it off my credit report, I had my credit card company do a credit dispute, they did not respond within 30 days, and it was removed from my credit report.
