== NADA Blue Book Guide== Go to the NADA book to determine the retail value of your vehicle. This is about all you can expect to receive. You can go to www.nada.com and get the low retail value of your car. Ask the payoff amount on the car. The difference is about what you will have to work with. I think there are two parts to your question. First is the value. In a perfect world you should get enough money to replace the car with a similar one without paying any more than you get from the insurance company. Very often you will get something less. You can dispute the claim amount if you think it is too low, but you must have some basis for your amount. Low settlement amounts are common when a car has unusually low mileage, is in especially good condition, or has had restoration work done to it. In addition to the source above, look in your local papers and see whether you can substantiate a higher price. The second part is your loan balance, which remains your obligation regardless of the payoff amount on the claim. Let's say you put $4,000 down on a $20,000 vehicle that you wreck six months later. If you still owe, say, $15,000 on the vehicle and the book value is, say, $17,000, then the finance company gets 15 thousand and you are left with just two thousand. Things get really crappy when the book value of the car is less than what's owed on the loan. In that situation, you are on the hook for the difference. So, not only will you not have money to buy another vehicle, you are now in the hole. The insurance company will pay the Blue Book trade-in value less your deductible. Since the bank has a lien, they will get their share first and quite often that leaves the owner with little, nothing, or still owing the bank. And, of course you will pay Blue Book retail for the replacement. The chances of even getting enough for a downpayment that will allow you to finance the same amount you owed on the old car are slim.
There is not enough information to make that determination. You have insurance money coming from what? Are you late on your loan payments? Do you have comprehensive and collision coverage? Please provide as much information as possible.
Yes, boat insurance coverage is worth the money- especially if you might happen to own a boat or are thinking of purchasing one in the near future. Contact your insurance company to learn more.
umm i think it is insurance coverage
No, It is the schools choice to obtain coverage for losses from theft on school property or not. Your homeowners insurance would not cover the losses of another party.
Insurance works by collecting premiums from people who need to have coverage. This money is then paid out to people who have losses.
A. You pay less money for insurance coverage B. You are less likely to change insurance companies
There are lots of people having the same question like you and yours is just another one. Basically speaking about car insurance Car insurance is the most widely purchased type of insurance coverage. Car insurance is designed to protect you, your family, and your automobile. Cheap car insurance is a popular avenue these days, but you should be sure that you're getting all of the coverage you need, as damage to your car or another person's car may cost you money out-of-pocket if you don't have sufficient coverage and your car insurance rate may go up.
A obvious pro of having 'discount car insurance' is that it is discounted and you don't have to pay as much money. A con is that because it is 'discounted' you normally do not get as good of coverage normally just the state minimums and if you are negligent and cause a serious accident you may not have enough coverage.
There are lots of people having the same question like you and yours is just another one. Basically speaking about car insurance Car insurance is the most widely purchased type of insurance coverage. Car insurance is designed to protect you, your family, and your automobile. You may get your query answered here, http://www.best-autoinsurance.we.bs/ Cheap car insurance is a popular avenue these days, but you should be sure that you're getting all of the coverage you need, as damage to your car or another person's car may cost you money out-of-pocket if you don't have sufficient coverage and your car insurance rate may go up.
Depends on your coverage. The more coverage, the higher the premiums. You of course would not be alive when it pays out, so you would get nothing yourself.
Fortis temporary health insurance is now called Assurant Health. It is health insurance intended to provide coverage to individuals who only need insurance for a short while and do not wish to pay a lot of money out of pocket for coverage, for example those between jobs.
this depends on your insurance coverage and other driver's insurance coverage.. some people have $15,000 limit to cover medical expense, and collison.. and some are higher.. asian623 http://www.myspace.com/scionturboracing