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If you hit a tree with only liability insurance can you collect insurance for pain and suffering if you were injured?
Wiki User
∙ 14y ago
No. Pain and suffering of yourself is not a liability, as this only covers damages to property that may be caused (e.g. to replace the tree you hit) or if someone else sues you for what happened. You would need a personal cover or health insurance.
Wiki User
∙ 14y ago
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Pet liability insurance?
Progressive Auto Insurance will cover your pet if it is injured in an accident with you.
Is tennessee a no fault insurance state?
Tennessee is not a no fault state. When a person has been injured due to a motor vehicle accident will collect payment from the at-fault driver which is called tort liability.
What type of insurance do you need to operate and own a barber shop?
There are many types of insurance you will need to own and operate your barbershop. The most important insurance will be liability insurance. Liability insurance will protect you in the event someone is injured on your property.
What is a public liability insurance and how is it used?
In a nutshell, public liability insurance is a special insurance a business or a commerce can buy to protect itself financially in case of a lawsuit brought against it by a patron injured at/on it's premises.
What coverage protects the person who was at fault in an accident against losses when someone is injured?
Liability insurance.
Will liability insurance cover if an employee is hurt on the job in Texas?
No. Your workers compensation coverage is what will cover a worker injured on the job. Your liability insurance is covers injury to your clients, customers, or other parties.
What does general liability insurance cover?
The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder.
What coverage protects a person who is at fault in an accident against lawsuits when someone is injured?
Liability and medical insurance.
If you are injured in a auto accident where the other driver is at fault how does his liability insurance cover you?
Yes, every liability policy has bodily insurance coverage attached to it. Therefore, their insurance should pay any medical bills you may be charged for.
If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
What is the minimum mandated car insurance for Texas residents?
If you live in Texas you must have at least liability insurance. The minimum liability limits are $30,000 for each injured individual and up to $60,000 per accident.
Is it mandatory to have homeowners insurance after you pay off your house?
No. Unlike auto insurance, homeowners insurance is optional and is not mandatory if your house is paid for. Just keep in mind though, if your home is lost due to fire, tornado, etc., you will not collect any kind of recovery for the loss. Also, without a homeowners insurance policy with liability coverage, you won't be covered for liability damages should someone fall or be injured in some way while at your home.
