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If you pay a charged off credit card how long does it take to go on your credit report?
Wiki User
∙ 16y ago
Your charged off and now paid off card will show that you've had a charge off and that you've paid it off. It will also indicate if you paid an amount less than what the original debt was, if you came to that agreement with the creditor. The item should show on your credit report for 7 years from the last payment activity you made on it. So, if you paid it off today, February, 2008 it would stay there until February, 2015. Do not assume that anything "drops off" of a credit report without verifying it. Make sure that you check your credit reports (all three) minimally on an annual basis to find what's there and make sure things that are too old are challenged.
Wiki User
∙ 16y ago
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How long does charged off credit card debt stay on credit report?
An account is no longer reported after a period of 7 years of inactivity in the USA; 6 years in Canada.
How long does a paid credit card account that has been closed stay on your credit report?
Forever, since it looks good on your report.
How long can a charged off debt stay on your credit report?
7 years from the date of first delinquency
How long will bad credit card debt stay on credit reports in Ohio?
In the majority of situations, bad credit items are supposed to fall off your credit report after 7 years, HOWEVER, this doesn't always happen. After the fall of date has passed, it is best to get a copy of your credit report to insure that negative items have been removed. Know your rights and get a Free Copy of Your Credit Report from the credit bureau
How long does it take for credit card accounts to be closed if they have not been paid?
If a credit card account has an outstanding balance that is defaulted on, the account will not be closed. The account will be charged to profit and loss, or sent/sold/assigned to collections, either internal or external.
How long does charged off credit card debt stay on credit report?
An account is no longer reported after a period of 7 years of inactivity in the USA; 6 years in Canada.
How long does a credit card company have to sue you for unpaid credit card debt?
as long as it remains a part of your credit report, 7 years.
How long credit card debt stay on credit report?
seven years
How long does credit card debt stay on your credit report?
7 Years from the DLA.
How long does a paid credit card account that has been closed stay on your credit report?
Forever, since it looks good on your report.
How long can a charged off debt stay on your credit report?
7 years from the date of first delinquency
How long will bad credit remain on your credit report?
Bad credit or any negative report will remain in your credit report for seven years. Therefore, if it happens that there is a wrong information that will affect your report negatively, be sure to dispute it immediately. You can also do your own credit card repair in order to eliminate any bad credit that will be reflected in your credit report.
What is more credit damaging Bankruptcy or settling a credit card debt?
Bankruptcy would be more credit damaging than just having large credit card debt, mainly because it stays on your credit report for longer. One of the biggest disadvantages of filing for bankruptcy is the lasting effect it has on your credit report- typically staying on your report for 7-10 years. With credit card debt there are more flexible options and obviously when you pay the debt and does not stay on your report for as long.
How long can a credit card company keep applying charge off to your credit report after the loan was paid in full?
7 years
Dismissed chapter 7 bankruptcy How long does it stay on your credit report?
it can stay on your credit report for as long as 10 years.
How long does it take after paying off a credit card for it to show up on your credit report if you are going to apply for another loan?
about 30 days, but don't close the card just yet that will have a negative impact on your credit score.
How long will unresolved credit diputes remain on a credit report?
How long does a judgement stay on your credit report in ventura county/ca
