First of all insurance companies don't cancel policies without notice. Second, it doesn't matter if you had current coverage or not if someone else was responsible for the damage to your car. File the claim with the insurance company that was covering the at fault driver.
Call the insurance company and have them add your name. I drove my mother around and used her car for errands for her and never worried about the insurance. I have my own coverage for my car and she had hers, so if anything had happened I was covered. Often your own private car insurance goes with you when you drive another car.
Depends in what context, a PA (Personal Assistant) could run errands, but then any employee could run errands for their boss. If you mean in the usual context in an office environment, an individual who 'assists' the office would be "Office Assistant" Depends on industry sector.. But to run errands would typically to assist someone, so assistant will generally be in the title
Your personal auto coverage will not cover their vehicles. What they are probably asking for is to make sure you have coverage in case you drive your vehicle on errands or such for the company. If you go to the post office to get the company mail your personal auto insurance will be the primary insurance and then if they have an endorsement to their insurance called "hired and non-owned auto" it will provide secondary coverage over and above your coverage to protect them in case of an accident. Their coverage insists that you as the employee have primary insurance on your vehicle. Also note that the company insurance will not pay for damage to your vehicle.
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