You can claim benefits only if you are covered by short term disability insurance.
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It would be darned hard to assess the blame on the parked car. If one vehicle is in motion and the other is not, 99.99% of the time, the moving vehicle is at fault.
If your car was hit while parked and the other driver drove off, then you ask for payment under your collision coverage.
Call them and their insurance company.
HI, Working in a car insurance company, you would claim off your car insurance as the vehicle was involved in the accident, however because it was on your own personal property you may be able to claim off your house insurance depending on the terms of your policy, you will find most homeowners insurance only covers the house itself and not the surrounding gardens
It should. But it's much easier to collect if you have your own insurance.
You will have to read the contract. Insurance contracts differ.
It is a 'hit and run'. Go to the base PMO (MP's) and file a claim with them. This will help when you file your insurance.
Several things can happen. Allowing you parked legally other than insurance: the person who hit your parked car is responsible to pay damage. If you were parked on private property the lack of insurance means nothing. If you were parked on a public road or public parking lot you could be on the hook for a ticket for uninsured vehicle, but the other guy should pay anyway. Don't admit to driving with out insurance!
Not in Canada. If your license is suspended, then any insurance claim that resulted from you driving while suspended would not be covered. If the car was damaged and it was parked and not being operated, then that is covered. But not if you are driving it.
Your insurance SHOULD cover the damage assuming you had comprehensive coverage and not just liability. However, you might have a problem proving the damage occurred while you were still covered.
The other person pays.
You and your insurance company are responsible.
Exhaust fumes may enter and that is not good.
You will file a claim through your insurance for the loss of the vehicle as well as lost income, etc. You must be able to prove the lost income and related expenses. Your insurance company will take care of the claim so that you can get back to business, then it will file against the insurance carrier of the at-fault driver.
Your name, phone number and insurance policy number.
Yes you can, the claim is for the date of the occurrence which hopefully happened while you were insured.
You can file a claim with your auto insurance even though you had a DWI. You may or may not get something. There is a difference between filing a claim and collecting money.
If the other driver or vehicle is unknown, you will have to file a claim with your own insurance. The term "fault" really does not apply in this case. Unfortunately, your premium can go up from this type of claim even though you did nothing wrong.
I am renting a trailer and a limb falls on my vehicle while parked on the property who is responsible for the damages
Yes, your claim is based on the date that it happens so it's more important for you policy to be in force on that day.
absolutely, just be sure to buy insurance for it
Yes. You can change at any time. The insurance company cannot deny the claim because you changed companies.
Hopefully you have insurance. Call the police, if you weren't driving the vehicle at the time of impact, then it shouldn't matter that you don't have a license. After the police have filed a report, file a claim with your insurance company. If you have no insurance, call the police anyway. But know that you will have to foot the bill for all damage because you don't have insurance.