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the insurance of the person responsible for the accident

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โˆ™ 2008-08-12 02:51:55
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Q: If your car was in an accident and the other person driving was at fault. Who's insurance should pay for your car damage?
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Related questions

If you have an accident while driving another person's car will your insurance or the owner's pay the claim?

Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.


Whose auto insurance will cover you if driving another person?

This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.


Who would be liable if you were driving a friend's vehicle and got into an accident and they did not have insurance?

The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.


Can car insurance companies charge the passenger for the drivers fault in an accident?

No. The person driving is the responsible party.


If you have full coverage insurance and a person who is not licensed gets into an accident in your vehicle can insurance cover your car damage?

Yes.Thats what full coverage covers


What happens if you get into a motorcycle accident and you dont have insurance and its your fault in Florida?

You are responsible for the damage you cause in an accident, regardless if you are insured or not. Having insurance transfers your responsibility to pay for the damage from you to your insurance company. If there are injuries to the other party, then the other party's insurance should pay for their injuries, but you are still responsible for the property damage you have caused the other person.


What information does a person need to supply in making an accident insurance claim?

In order to make an accident insurance claim, one must provide the details of the accident and, if relevant, who was involved. The date and time of the accident and the extent of the damage are also necessary.


In Florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the owner of the car pay for the damages on the other car?

The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.


Do you insure the car or the person?

You insure a car for a person or persons, so that in the event of a accident with that car, insurance can be claimed only if a named driver on the insurance was driving at that time.


What if auto insurance was canceled before your accident?

Then you may be liable for any damage that you caused to someones property or person.


If someone else was driving your car and got into an accident does the person who owns the car's insurance go up?

Yes.


If a person is arrested for driving without insurance and it is the first offense what penalties and fines should one expect?

The first time is one time too many. If you do not carry insurance, which is the law, then you should not be driving. Insurance covers the event of accident and protects those who might be in an accident with you.


Will insurance still cover the damage if you left the scene of the accident and you were the only person involved?

they should, as long as you report it soon


Is the owner of a car liable if the person driving has a fatal accident?

Yes, he is liable if the person driving has a fatal accident. His insurance allows him to cover people that drive his car with his permission. If that person wrecks his car and dies, the insurance would pay the funeral expenses and give the actual cash value for the car minus the deductible.


How can I find out if soomeone has auto insurance?

If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.


Who would be held responsible for a car with no insurance if it is involved in an accident would it be the car owner or the person driving the car?

Owner.


What is the difference between third party and fully comprehensive car insurance?

Third Party Insurance only covers the person you have hit in the accident, you have to pay for all the damage to your own vehicle yourself. Fully Comprehensive covers all your damage and all of the other person's damage.


How do i find a person's insurance company?

If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.


Can you file an insurance claim against both the at fault drivers insurance and the owner of the car you were driving when the accident accured?

No, The at fault driver in the other vehicle is responsible for your losses. Not the person from who you borowed the car you were driving.


A vehicle did damage to your fence on your property the insurance company is saying they are not liable because the person driving the vehicle was not supposed to be driving it?

When driving behind another vehicle at night,


Who pays for the other cars damage in a two person accident if the owner of the car was not driving?

The owner of the car is responsible for the damages that car creates, regardless of who was driving. If there is a lawsuit, the insurance company is certainly going to enjoin the driver. And you need to read the insurance policy carefully to know whether they cover other drivers.


What are the auto insurance limits for CA?

There are no limits to insurance but there are MINIMUMS you must carry and they are: $15,000 for Bodily Injury Per Person $30,000 Maximum Total For Bodily Injury Accident Per Accident $5,000 Property Damage


If a car was in an accident and the person driving had no licensed but was not at fault will the other persons insurance pay for damages because they were at fault?

Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.


Will your insurance cover your car if you crashed while drunk driving?

If you have full covered insurance YES. Otherwise it will only cover the other person. DUI accident its just like a regular accident, with the difference that you will go to jail.


I was driving a friend's car and got into an accident what do i say to the insurance investigator?

The insurance for the vehicle you drove will be primary, your personal insurance will be secondary. Be honest and give them the info for the person who owns the car, and your personal insurance info.