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Disability Insurance

If your collecting private ins disability benefits do you have to pay them back once you get ss benefits?

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Wiki User
November 17, 2009 10:03PM

This will depend on the type of private benefits your policy provides you. If 100% of your monthly benefit is considered "base" benefit, than you will NOT have to repay any benefits. However if part of your benefits are "social insurance" or "social security offset" benefits, than this portion of benefits will offset dollar-for-dollar with any social security benefits received. In this circumstance you would be required to repay the amount of benefit you received from social security, up to the full amount of social offset benefit your policy provides.