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If she was driving your car, notify your agent. If it was her mom's car, then her insurance is responsible, and, of course, if your daughter was driving her own vehicle, she would have her own insurance.

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Q: If your daughter lives with you but while at her mom's for the weekend she was in an accident with their neighbor do you have to file on your insurance in Florida?
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What happens if the other driver fails to inform his insurance after an accident?

I can only speak for Florida because that is where I live and it is a no fault State. In Florida it really would make no difference to you if the other driver did not inform his insurance company of an accident. Really, you would only have to file a claim with your own company and contact his insurance company after the accident. I would just make sure you have the other drivers info so that you can contact them about the accident.


What are the benefits of Florida no fault car Insurance?

Florida's no fault car insurance pertains to medical payments. The insurance states that the insurance company will pay for your bodily injury claims regardless of who was at fault for the accident. Damage done to property (i.e. the car) would still be covered by the at fault party. The Florida no fault car insurance is a benefit because one does not have to worry about not having their medical needs covered because the accident was the fault of the other party and they do not have sufficient insurance.


What are the details of Florida GAP insurance?

Since your insurance might not cover the balance you still have on your financed car, GAP insurance protects the balance of your loan in the event of an accident.


Do I have to pay for damages to a vehicle you collided with in no-fault state Florida -if the accident was deemed my fault and i had no insurance?

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Does the state of Florida require car insurance for drivers with only a learner's permit?

In the state of Florida, drivers with only a learner's permit must be on their parent's insurance so that in the event that an accident does occur then they are covered.


What Types of Car Insurance Are Used in Florida?

New drivers may be confused about the different kinds of car insurance available on the market. This is no different for new drivers that live in Florida. To give people a better understanding of Florida car insurance, below is a brief over view of how Florida car insurance works and the different kinds of car insurance available to Florida residents. Certain states have what is referred to as a "fault" car insurance system. In such a system, certain drivers are blamed for accidents. If a person is determined to be at fault, that person will be held liable for the accident. This could result in a person's insurance being used to pay for all damages created by an accident for both drivers. Florida car insurance is quite different. Florida uses a "no fault" system for car insurance. In this system, neither party in an accident is blamed for the damages created by that accident. For this reason, certain kinds of insurance that are required in other states that have a fault system are not required in Florida. Comprehensive car insurance is also not required. Comprehensive car insurance covers things such as "acts of god" that include damage done to a car due to severe weather. Uninsured motorist insurance is not required either. This is insurance bought in some states to cover drivers in case they are ever in an accident with a driver that does not have car insurance. One kind of car insurance that is required for Florida drivers is PIP car insurance. PIP is an acronym that stands for "personal injury protection." This kind of coverage is used specifically to cover the driver and others if bodily harm was caused to them by an accident. A driver is required to have a policy that provides at least $10,000 of PIP coverage. Florida residents are also required to have PDL coverage in their car insurance policies. PDL stands for property damage liability. This kind of coverage covers expenses produced by property that was damaged or destroyed in an accident. $10,000 of PDL coverage is also required for each car a Florida resident owns. Certain drivers that have been previously involved in a serious accident or have been convicted of serious driving offense may also be required to purchase something known as BIL insurance. BIL stands for bodily injury liability. This kind of coverage pays for expenses related to permanent injuries or deaths caused by auto accidents.


You own an uninsured vehicle that was borrowed by a driver with out insurance in Florida she got into a no fault accident and the car was totaled. what is your recourse?

Its your fault