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If your friend drives your car and was under the influence and crashed it would your insurance cover it?

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Wiki User
2005-10-16 22:13:07
2005-10-16 22:13:07

About the only time that there is no coverage for a permissive driver is when that person has been officially excluded, in writing, prior to the accident. All normal provisions of the policy should apply. You and the driver of the car must cooperate with the investigation of the accident with your insurance company.

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generally the person who owns the car at fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay

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Depends. Even if it's your friend driving it'll end up on the insurance belonging to the owner of the car.

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I wouldn't worry about your friend and his insurance, but your own. If you are a minor your parents owe for damages that your friend did to the other car. If you allowed him to drive the car without your parents permission that is a problem too. That was not smart allowing someone to drive your car.

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Paul Walker's car was being driven by a friend when it crashed.

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I accidentally crashed into my friend.!

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If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.

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Princess Diana and her friend werer running away from the Ritz Hotel from the papparazzi, when the car crashed in the tunnel.

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She once pulled a friend from a crashed airplane.

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His pilot friend was Wiley Post. They were killed on August 15, 1935 when their airplane crashed in Alaska.

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Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.

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yes because if you have insurance on your car as long as you name is on the title and you were in the car with your friend most likely the insurance will cover it

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depends on your and his insurance, generally insurance follows the driver not the car. so your insurance shouldn't care, their insurance should pay for everything. If they don't have insurance, then your uninsured motorist might cover it. It depends entirely on your company, but if your company pays then your premiums will go up. The person they hit should have insurance that may cover it. I see no reason why your insurance should be involved.

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It depends, they could or they could have you sign an exclusion on that driver, which means that if that person ever drives the car again and gets into an accident the insurance company will not be responsible for damages.

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A friend of mine loaned his car to a friend of his, who was visiting from Europe. Well, his friend drove the car off a cliff and completely wrecked it, along with being charged with a dui. His friend ended up skipping town and going back home. Fortunately, the insurance company covered the vehicle. Still, you should read over your policy just to be sure. To my knowledge, most insurance companies cover the car, regardless who drives it. But again, look over your policy so you know for sure. Or, contact your insurance broker and they can tell you. Hope this helps.

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Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.

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Yes I would I think that hanover insurance is a well trusted company and if I were to recomend it to a friend the friend I recomend it to would enjoy the professionalism of the company.

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It would be a very foolish move to put a friend on your car insurance because if they have an accident you will have to pay any expenses. This also includes letting a friend use your car.

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No, insurance does not always follow the owernership of the car unless you and your friend live in the same house and you have your driver's licence. If you tell the insurance company that you are not going to drive the car at all time and main driver is your friend, then you do not have to be under the same insurance.

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if he had your permission, then yes, most companies will raise your rates if they find out, or at least note your file. it goes into their profile towards your decision making ability.

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Insurance follows the car, and points follow the driver. which means that the friend will receive the ticket and the points against his insurance. However, your insurance will pay for your car and you should not receive the points for the ticket. Check with your state for insurance guidelines.

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Fu.. You manelle chahal you are sweet and georguos but you influence by your friend and I tell you I love you I want to be your boy friend but don't influence by your friend specially gisille garcia

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Yes as long as you can accept responsibitliy for any damages that she incurrs while in your vehicle. I do it all the time. Are you insured? Does she have a license? My understanding is that most insurances will cover the insurance holder as well as anything they drive, and also anyone who drives the insured vehicle.

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That is between you and your friend and how much you want to remain friends with this person. This question might be better suited for Dr. Phil or Oprah.

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Your friend can gather information on senior citizen insurance from thir financial advisor, or from the local retirement home. Both will have all the information necessary.


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