My educated guess would be no. If they only asked for valid licensed drivers in the family, and he does not posses a valid license, then you are answering the question truthfully. However if they ask has anyone in the family ever had a license, then you would have to fess up and confess that, yes he used to have a valid drivers license. I also believe that all states now go back 10 years on a drivers record to determine criminal penalties for future offenses and fines, and for insurance rates. Every offense is removed from your driving record after a 10 year period, but still shows up on your record even though judges and insurance companies are not suppose to incriminate or base any decisions on offenses over and beyond the 10 year period. If you want to believe that, then why are the old offense not removed from your file completely, hmmm.
It's not likely due to the fact that the company would consider the person a high risk. In most states it would not be legal to insure a nonlicensed driver. In many cases person's who have a licensed suspended will have valid insurance coverage cancelled or at the very least resticted. This is not always true. If you go to Progressive.com there is an option for a suspended license as you can pay your ticket or take care of the suspension and remain with your insurance company. Your premiums will be higher, but you will be able to get insurance.
There are some companies that will offer insurance if your license is suspended, your best bet is a local insurance company that represents multiple insurance companies.
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
Do I need to get a licensed company to do my roof repair work? For insurance reasons?
Primerica Financial Services - over 100,000 licensed reps
The answer is NO. Yous can work in the office as an office assistant, but you cannot sell insurance. No company would appoint you if you are not licensed.
Primerica Financial Services
This will depend on your State and what their regulations are regarding this matter. In Georgia, your license will remain suspended until you finish reimbursing the party you hit and their insurance company who may have paid the claim under their uninsured motorists coverage. They will allow you to make payments over time to get it paid off. I remember a 15 year old girl that drove her Mothers vehicle. Because, she wasn't a licensed driver, the insurance company denied coverage and did not pay the claim. She could not get her first license until the $5,000 damage she caused was paid back to the other parties insurance company. The Mom had insurance but did not notify the company of the drivers and let an unlicensed driver drive the car and she new she had no license as it was her daughter.
Absolutely not. However your husbands policy would become your secondary insurance and you would hold your own primary insurance. Make sure you check with each insurance company to verify that the offer coordination of benefits on what is considered major work!
AGLA is the acronym for a licensed insurance company with the name of American General Life and Accident Insurance Company. It conducts life and health (as opposed to property and casualty) business in many states. Like other insurance companies, it is licensed and overseen by the insurance departments of the states in which it conducts business. Because AGLA is a licensed insurance company, it is not a "scam". However, one's view of the company may differ depending upon one's experiences with the company. Most negative views of any insurance company arise from a consumer's experience when a claim is asserted under a policy or with sales practices.
When it's a self-driven car, you need license to get car insurance from any insurance company.
If they're caught, your car may be impounded, and it will certainly be reported to your insurance company, who will increase your insurance rate because of it.Added: . . . and, if you allowed it, you could be charged with 'Permitting an Un-Licensed Operator" to drive.
NO, It's just the opposite. An SR22 Filing does not Get your License Suspended, But rather "Failing to get the SR22 Filing from Your Auto Insurance Company" after a serious violation is what causes your license to get suspended.
An insurance company is the entity that assumes the financial risk of the events/occurrences against which the customer wishes to insurer. That is, it is the risk-bearing entity and it issues policies (contracts) that specify the nature and extent of the risks that it insures, and in what amounts. An insurance company must be authorized (licensed) to transact in the state in which it does business. The insurance regulator is concerned with a number of factors, not the least of which is claims paying ability. An insurance agency is the entity that sells insurance policies issued by the insurance company. In essence, it is the "retailer" and has direct dealings with the customer. An agency is staffed by licensed insurance agents and other licensed personnel.
You have to be a licensed agent in the state you want to sell insurance. Also, you need to be appointed by the carrier/ insurance company you want to sell for.
You will need to be trained and licensed to sale insurance. You can get training with the insurance company you would like to represent.
You can have insurance on a suspended plate. If you get in an accident with a suspended plate, though, your insurance company may not cover the accident because the car was not legal to drive.
You will just have to contact your insurance company and ask them. Some companies will drop your policy while others will not.
In some states yes. You would need to ask your insurance company if that applies to you.
Yes and one of the benefits of buying insurance from the company you work for may be a reduced premium. == ==
im sure this is a no the person responcible should be the insurance company
Make sure that you are licensed as an insurance producer.
The family member needs be excluded to keep your insurance in effect.
No. Only your husband can find that information and that he can do so by calling up the insurance company customer care hotline. Alternately, if the insurance company has a website, then you can get the login credentials from your husband and check it yourselves. But, not many insurance companies provide this online checking facility.
An insurance broker or agent licensed in your state can help you find liability insurance for your HVAC Company.