My educated guess would be no. If they only asked for valid licensed drivers in the family, and he does not posses a valid license, then you are answering the question truthfully. However if they ask has anyone in the family ever had a license, then you would have to fess up and confess that, yes he used to have a valid drivers license. I also believe that all states now go back 10 years on a drivers record to determine criminal penalties for future offenses and fines, and for insurance rates. Every offense is removed from your driving record after a 10 year period, but still shows up on your record even though judges and insurance companies are not suppose to incriminate or base any decisions on offenses over and beyond the 10 year period. If you want to believe that, then why are the old offense not removed from your file completely, hmmm.
It's not likely due to the fact that the company would consider the person a high risk. In most states it would not be legal to insure a nonlicensed driver. In many cases person's who have a licensed suspended will have valid insurance coverage cancelled or at the very least resticted. This is not always true. If you go to Progressive.com there is an option for a suspended license as you can pay your ticket or take care of the suspension and remain with your insurance company. Your premiums will be higher, but you will be able to get insurance.
It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.
There are some companies that will offer insurance if your license is suspended, your best bet is a local insurance company that represents multiple insurance companies.
Do I need to get a licensed company to do my roof repair work? For insurance reasons?
No, but if you don't tell them you are married then you are committing insurance fraud.
This will depend on your State and what their regulations are regarding this matter. In Georgia, your license will remain suspended until you finish reimbursing the party you hit and their insurance company who may have paid the claim under their uninsured motorists coverage. They will allow you to make payments over time to get it paid off. I remember a 15 year old girl that drove her Mothers vehicle. Because, she wasn't a licensed driver, the insurance company denied coverage and did not pay the claim. She could not get her first license until the $5,000 damage she caused was paid back to the other parties insurance company. The Mom had insurance but did not notify the company of the drivers and let an unlicensed driver drive the car and she new she had no license as it was her daughter.
The answer is NO. Yous can work in the office as an office assistant, but you cannot sell insurance. No company would appoint you if you are not licensed.
NO, It's just the opposite. An SR22 Filing does not Get your License Suspended, But rather "Failing to get the SR22 Filing from Your Auto Insurance Company" after a serious violation is what causes your license to get suspended.
Absolutely not. However your husbands policy would become your secondary insurance and you would hold your own primary insurance. Make sure you check with each insurance company to verify that the offer coordination of benefits on what is considered major work!
When it's a self-driven car, you need license to get car insurance from any insurance company.
AGLA is the acronym for a licensed insurance company with the name of American General Life and Accident Insurance Company. It conducts life and health (as opposed to property and casualty) business in many states. Like other insurance companies, it is licensed and overseen by the insurance departments of the states in which it conducts business. Because AGLA is a licensed insurance company, it is not a "scam". However, one's view of the company may differ depending upon one's experiences with the company. Most negative views of any insurance company arise from a consumer's experience when a claim is asserted under a policy or with sales practices.
You can have insurance on a suspended plate. If you get in an accident with a suspended plate, though, your insurance company may not cover the accident because the car was not legal to drive.