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Is automobile insurance mandatory to drive in the US?

Updated: 9/24/2023
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CarolynLowery

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10y ago

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It is not mandatory, in the United States as a country,to carry auto insurance, but in most states it is a law.

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Q: Is automobile insurance mandatory to drive in the US?
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Automobile liability insurance is mandated by state law in most states. In New Hampshire, however, it is not required.


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Depends on the insurance. Some policies are valid with any driver, others cover only the policy holder.In most states in the US (but not all) liability insurance is mandatory, and it would be illegal to drive without one.See also related link.


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If your friend gets a speeding ticket in your car and is NOT insured but you are and they didn't give the officer your insurance info what will happen?

In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver. In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive without insurance.


Where can one find information on comparison of car insurance options in the US?

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Can you drive your girlfriend's car when you are visiting her in Pennsylvania even if you are living abroad and you do not currently have insurance in the US?

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Does Salem Insurance have locations available in Germany?

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How many types of insurance companies are there in the US?

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