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Is having a heart cathetor test considered pre existing condition?
Wiki User
∙ 11y ago
Tests, of any kind, are not included in the definition of preexisting condition. You have to be given a definitive diagnosis from that testing in order to have a preexisting condition. If by having a heart cath test, it was determined that you did not need to have one placed, then you do not have a preexisting condition. For example, you may have an MRI/CAT Scan and then a PET Scan to determine if you have cancer, but if they find you do not have cancer, then you are not diagnosed with a condition, therefore cannot considered preexisting. I should add that, generally if a Dr. wants to evaluate for a heart cath, then you currently have or have had issues with your heart in the past. This may be something like a high percentage blockage, irregular heart beat, thickening of the lining around your heart, etc. This would be considered a preexisting condition and future insurance companies may determine that any intervention needed on your heart would be preexisting. However, insurance companies usually have a preexisting time frame (generally 12 or 24 months) in which a condition is no longer consider preexisting. For example, if you were diagnosed with a heart condition 13 months ago and the insurance company you are planning on joining policy is a 12-month limit on pre-existing conditions, then you are in the clear and the preexisting condition clause does not apply to you.
Wiki User
∙ 11y ago
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Can I benefit from my husbands pre-existing condition insurance plan?
Usually people do not benefit from having a pre-existing condition. Insurance companies use this to deny benefits to those applying. Not sure how this would be good.
Will Golden Rule take individuals with pre-existing conditions?
Yes. I have Golden Rule and I have a pre-existing condition (osteoarthritis). They may, however, exclude the pre-existing condition from coverage. You'd have to apply to find out for sure. The good news is, having been rejected by a company because of your pre-existing condition qualifies you to participate in some state run insurance programs.
Is having A-Fib heart condition acceptable to be considered Dissabled in SC?
No
Could you get free health insurance with a pre existing condition?
Having a pre-existing condition can be tricky, when looking for health insurance. If you are unable to work, I would first contact the Social Security office and see if you qualify for Medicaid insurance or Medicare insurance. Each company is going to be different, so you will need to ask each company to see if the pre-existing condition will be a problem.
Is gerd a pre-existing medical condition?
Yes, as a general rule anything you have or are being treated for is considered a pre existing condition. Now, depending on where you live and the insurance company you chose, it may not matter as far as coverage goes. For example, some companies will rate you up only depanding on weather your medication is brand name or generic. Bottem line having Gerd will normally not disqualify you from getting healh insurance
What would be considered the most hazardous condition onboard a vessel?
Not having enough life jackets
Would having a mechanical mitral valve be considered a heart condition?
Having a mechanical mitral valve is considered a condition affecting the heart, but it is not a primary heart condition. Rather, it is a treatment for a different underlying heart condition, such as mitral valve disease or regurgitation. The mechanical valve is a prosthetic device used to replace a malfunctioning or damaged natural mitral valve.
What is the policy for changings jobs and having a pre existing condition?
This depends on whether or not your new employer will be providing you with coverage. If the new employer will provide you with group coverage, then you will have an exclusion for 1 full year from the effective date of the new coverage. During this first year, you will have limited coverage for the pre-existing condition. After 1 year, the pre-existing condition will be covered at 100%.If your new employer is not providing you with a group plan than you will need to obtain individual coverage. Individual Disability coverage is fully underwritten and will likely exclude any pre-existing conditions. If the condition is severe enough, you may even be declined coverage.
How long do you need to wait to be treated after your health insurance is in force so it will not be considered a pre-existing condition?
A pre-existing condition is any illness that you had treatment for in the 6 months before you joined the plan. So, while you definitely have a pre-existing condition, you do not necessarily have to wait to get care. True, your plan can refuse to cover treatment for the illness for up to 12 months. But they have to subtract one month for every month that you had uninterrupted health insurance coverage. So, if you were on your previous group plan for at least months, the new group plan covers everything - including your pre-existing condition. If you had a 63-day gap in your health insurance in the 12 months before you join a group health insurance plan, then the plan starts counting from the end of your gap to your enrollment date. (Note: rules are different for individual health plans.) Under health reform ("Obamacare"), insurers have to cover pre-existing conditions and cannot refuse to sell you a plan based upon your having a pre-existing condition. This begins on January 1, 2014.
What is considered a preexisting condition?
A pre-existing condition is a medical condition that existed before you obtained health insurance. It is significant because the insurer may not cover the pre-existing condition for the duration of the pre-existing condition period. The policy will provide for a stated time period within which it will not provide benefits for the condition.The pre-existing condition exclusion period varies by insurance company, and also by the State in which the policy is issued. Currently, State law regulates the terms and conditions of insurance policies. For example, some States have disallowed certain types of provisions, including mcertain medical conditions to which they might otherwise apply.All of that may change if there occurs greater Federal involvement in the regulation of health insurance, but the odds are that new laws will apply only upon the expiration of existing insurance contracts and for the issuance of new contracts after such laws are implemented.The rationale for pre-existing condition exclusions is that medical insurance works the same way other insurances do: that insurance covers fortuitous occurrences, nor ones that are planned, intentional, or predictable. Stated otherwise, you need to have coverage in place before something adverse happens. An analogy is that just like you can't buy auto insurance after an accident to cover the cost of the accident, medical insurance only covers issues that arise unexpectedly after coverage has begun.Pre-existing conditions are usually chronic and often costly conditions such as:diabetesheart problemsmental illnessasthmaCOPDHemophiliaEpilepsyChronic Infectionsa pregnancy prior to coveragean injury which occurred prior to coverage.multiple sclerosis, etc.certain allergiescertain skin conditionsIf you think you may have a condition that might be pre-existing you can ask the insurance company if there are exceptions and if your physician can confirm you have not suffered or been treated for the problem during the time period designated by the insurance company. Some companies may decide they cannot cover you if you are seeking individual coverage (rather than group coverage).
Is 37.08 celsius considered having a fever?
37.08 Celsius is not considered having a fever.
Why is AIDS considered a condition and not a disease?
AIDS is more accurately called a syndrome. It is a condition and a disease, but not in the usual sense because a disease usually has one cause. AIDS is more of a complex situation as a result of the disease of having HIV infection.
