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2009-08-08 01:48:38
2009-08-08 01:48:38

Yes. In fact, if you are denied credit based on something in your credit report, you have a right to a free copy of the credit report that shows the unfavorable information. There should be a procedure in the denial telling you how to get the copy of the report.

Additionally, credit reporting agencies are required to provide one free credit report annually. Since there are three different credit reporting agencies, I recommend that you request one every 4 months, and cycle through them.

Check out http://www.annualcreditreport.com/.

Don't be taken in by the credit monitoring services that cost ten or twenty dollars PER MONTH like "freecreditreport.com", which is anything BUT free.

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You were probably denied your loan application BECAUSE of your credit rating. It should be possible to find out what your credit report says about you - see the link below.


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To determine your credit worthiness and history.



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