I can answer that ! Comprehensive!
Animal CollisionIf your vehicle "collides" with an animal it will be covered under the "collision" portion of your Auto Insurance Policy. Answer from a General Insurance AgentAnswercomprehensive
Comprehensive coverage will usually cover you if you hit a deer. Coverage may be optionally covered under comprehensive or collision in some states. If you do not actually hit the deer and have a collision, it would only be covered under collision insurance.
Collision covers if you hit something or turn the vehicle over. The exception is an animal collision which is covered by comprehensive or (other than collision).
This will be covered under the collision portion of your Auto Insurance policy. You collided with a telephone pole. Hence, Collision coverage would invoke.
It depends upon the type of damage and the cause of it; some physical damage is covered by the comprehensive coverage of an auto policy. For example, glass breakage and vandalism is normally covered by the comprehensive coverage. All of that said, collision and comprehensive coverages are generally offered and purchased in tandem. Therefore, if one does not have collision coverage, there is a good chance that there is no comprehensive coverage.
Comprehensive motor insurance usually covers bodily harm or damage caused by an accident. The comprehensive insurance also cover the liability of the car damages in regards to collision coverage. When deciding on collision coverage, it is important to consider the age of the vehicle to determine if comprehensive or full coverage is needed on the vehicle or if collision insurance would be the appropriate choice.
Maybe but each burn is a separate incident subject to your Comprehensive or Other Than Collision deductible.
will not be comp (ever that i can imagine), these losses are covered under the collision coverage of your policy.
Collision generally covers you in collisions with other cars or property; comprehensive generally covers you in accidents that don't involve other cars, such as animal hits, weather-related losses, and theft or vandalism. So you are covered under collision coverage !
If you have full coverage with Comprehensive and Collision then yes, you should be covered.
No, Tire slashing is considered Vandalism and is covered under the comprehensive portion of your Auto Insurance Policy. Your comprehensive deductible would apply to the loss.
If you hit a deer, that's a collision and is paid out from your Collision coverage. Comprehensive is for Physical damage done to your car, such as a tree falling on it, theft, vandalism and fire. Yes, the comprehensive portion of your auto policy covers collision with an animal, such as a deer. It would be subject to your deductible. http://www.iii.org/individuals/auto/a/basic/ Actually it's covered out of comprehensive coverage and in most cases your rates will not go up. Comprehensive covers acts of nature including colliding with an animal
Only if it were damaged in a 'covered loss.' A covered loss would be a collision or other loss that would be covered under comprehensive (such as vandalism). You would need those coverages on your policy.
It would be covered as a collision claim not a comprehensive claim. IE; you "collided" with a guard rail.
If you are in the process of quoting auto insurance, chances are the term comprehensive coverage has come up quite often. Comprehensive auto insurance coverage is a coverage that will pay to repair or replace your vehicle in the event of a covered loss up to the fair market value of the vehicle. Covered losses that fall under comprehensive include: fire, theft, vandalism, hail, and wind damage. Falling objects and hitting a live animal also fall under comprehensive. If you are financing your vehicle, you will be required to carry both comprehensive and collision coverages to satisfy lender requirements. The state does not require comprehensive or collision coverage.
Your collision coverage will take care of this. Comprehensive is for things such as theft, acts of god (such as a tree falling on your car), etc. Collision is for well crashes. You incurred a vehicle malfunction which caused you to have an accident, or collision.
Collision coverage pays if you hit something or turn a vehicle over. Hitting an animal is covered through Comprehensive or Other than Collision (Difference in terminology only).
It's probably covered, but you have to remember your deductable. Your deductable is probably higher than your cost of repair would be.
No, that would be a collision, and would be covered under the collision portion of the policy, and the collision deductible would apply. Collisions are also considered a chargeable claim for rating and insurability purposes.
these are generally considered under the 'collision' portion of the policy.....
Some people use the term "full coverage" to imply that the car is covered for comprehensive and collision coverages.
The structure is covered but the contents of the restaurant are not. For instance, your ovens, sinks, dishes fixtures, tables,etc would not be covered. You must have liability insurance for the CONTENTS of the restaurant. I don't know everything about insurance, but I do know that liability insurance won't replace your furnishings. You will need the commercial equivalent of the comprehensive part of Homeowners Insurance.
Yes it is. If you are talking about auto coverage, you would be covered under comprehensive, collision, personal injury protection, and medical clauses if you so choose.
That should be covered by comprehensive insurance and the insurance company will pay for damages minus any deductable.