No it is not !
If a person pays for goods or services by credit card, the Credit Card Company is the only organisation allowed to retain details about the customers card.
It may not seem fair, but it is legal.
Online Credit can be obtained in a variety of ways. A store credit card can be opened and used to build online credit. When a retailer extends a customer a line of credit a history is recorded.
Walmart is the number one retailer store
Neiman Marcus is a luxury goods retailer, operating the Neiman Marcus and Bergdorf Goodman department stores. The Neiman Marcus credit card is called 'Incircle' and you can apply for it on the store's website or with a representative in store.
Legal Human Growth Hormones cannot be bought online or in store through a retailer. One must schedule an appointment with their physician and obtain a prescription.
Express credit card is used to purchase items from the Express store, which is a clothing retailer. You would not be able to pay any other bills with this card.
The 2 types of retailers are: 1. Store retailer and (Brick) 2. Non-store retailer (Click)
Laws differ from state-to-state based on how the store gives you credit. In general, the legal opinion is that you have paid the store for the right to purchase something at a later date and the credit may expire sometime in the future. So, yes, legally, a store may keep your money if at the time you accepted the credit they clearly indicated that the credit would expire after some period of time.
AnswerIf the store is still open.... Depends on the stores policy. Generally not. Credit card companies will not force mattress retailer to take mattress back. Speak to a manager or owner.
The answer depends on the store's policy on processing credit card transactions. Every merchant that accepts credit cards has a policy concerning how they choose to authenticate credit cards. Generally, the more checks that the merchant does, the lower the cost of the transaction for that merchant. Many retail stores (suggesting store clerks) do check the three security numbers on the back and enter that information into the register/reader when conducting the transaction. Having those three numbers helps indicate that the transaction was done with "card in possession." IF you are not sure that a store clerk is handling your credit card correctly, ask to speak with a store manager and ask the process that they use to process a credit card transaction at the register.
The legal age to apply for a store credit card is 18. Even though you cannot buy it by yourself, you can have it legally bought at 18 years of age with parents permission and guidance.
Very little ! The credit card company is only interested in facts about the transaction - such as the date, the amount and the retailer's details (so they can pay the retailer on your behalf). The card company is not interested in what you actually bought - whether that's a weeks groceries or some adult magazines !