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Is it true that after 3 years you can not hand over a bad debt?
Wiki User
∙ 12y ago
Unsure of what is meant by the phrase "hand over." But the debtor laws of all states vary and a general answer which applies in all states cannot be given.
Wiki User
∙ 12y ago
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false
Your mother-in-law was told that If she doesnt pay her creditors that debt would go away after seven years is that true?
Sorry but that is not true.. although the debt may disappear from her credit file after seven years(negative statements are usually removed by the 3 major agencies after seven years).. The original creditor or one of its agents(a collection agency or debt purchasing agent) has up to her states statute of limitations to bring action to collect the debt.. anywhere from 3- 15 years
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7 years from charge off as long as it is not gov't debt which never go away likwe student loans, and trye-debts are sold to other agencies routinely; however they must disclose source of original debt.
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True
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ede
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