answersLogoWhite

0


Want this question answered?

Be notified when an answer is posted

Add your answer:

Earn +20 pts
Q: Is southern educators life insurance same as southern?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Is privilege insurance the same as life insurance?

Privilege insurance is not the same as life insurance. To receive a better understanding of the difference between the two, it is best to contact an insurance agent.


Is United Benefit Life Insurance Company one and the same as United of Omaha Life Insurance Company?

no


Is portable life insurance the same as long term health care?

No. You will only get "insurance" from an insurance company.


How does universal life insurance differ from other forms of life insurance?

Universal life insurance means you will pay the same premium until death, where as with term life insurance you will pay a certain premium for a period of time and then may or not be offered the same premium again for another term.


What is portable life insurance?

A life insurance policy is "portable" when upon leaving the group policy, you transfer your life coverage to an individual life policy with the same insurance carrier with no changes to the policy or increase in premium.


Why is term life insurance differs from permanent life insurance?

There are two major differences between these two type of insurance plans.Term life insurance plans are made to protect you for a certain duration maximum up to 30 years while permanent life insurance does the same for the lifetime. Also, the premiums for term life insurance are cheaper than the permanent one. Depending on how long you need the protection for, you can choose an insurance plan suits your requirements the most. If you are willing to know more about life insurance, you can visit optinsure.com/life-insurance.aspx for the same.


What about any life ins or death benefits?

Life Insurance is the same thing as Death Insurance, If you are insured, and you die, your beneficiary receives the proceeds of the life policy.


Is permanent life insurance the same as whole life insurance?

Technically, there is no insurance policy called as permanent life insurance. However, you can treat whole life insurance policy as permanent since the policy covered the whole life span of the policy holder and benefit is payable to nominee in the event of any eventuality of the policy holder.


Is there a difference between a life annuity and an insurance annuity?

There isn't a real difference between life annuity and an insurance annuity. Both are a form of life insurance and deal with the same issues. I would go with either one.


What type of life insurance has the lowest premium for a young person?

Term life insurance has the lowest premium for a young person. Term life is temporary for 1-30 years of coverage. The younger you are when you purchase life insurance, the lower your rates. Since term life is the lowest cost life insurance, it would offer you the lowest premiums compared to the same amount of permanent life insurance.


Can more than one person have life insurance for the same person?

Yes


What are the best companies to buy whole life insurance from?

Reputable insurance companies for whole life insurance include Gerber Life, MetLife, AllState, and Mass Mutual. Check with your auto insurer if you have car insurance, because sometimes you can combine two or more insurance policies with the same insurer and get a discount.


Do you carry cancer insurance for aflac?

transamerica life settlement has a form for former cancer policyholders. Are you the same as aflac insurance?


Can two people hold two life insurance poicies on the same person with different companies?

YES, you can have multiple insurance policies, from different companies or even from the same company. Each company has it's own rules of how much life insurance someone can get. You can get quotes from multiple companies and have life insurance policies issued simultaneously from different companies. You should work with an insurance agent that has access to multiple insurance companies and can advise you what requirements each company has, and the limits they are willing to issue for life insurance.


How much do pediatricians have to pay for health insurance life insurance and malpractice insurance?

Most of them no longer purchase Malpractice Insurance. So the answer would usually be Zero for malpractice coverage. Life and Health insurance they are rated the same as anyone else. based on age, life style, various risk factors etc.


Dose the amount life insurance change after a certain age?

A change in the amount of life insurance provided by your life insurance policy is determined by the coverage you have. A permanent life insurance policy usually provides the same amount of life insurance protection for your entire lifetime, as long as you pay the premiums. A term life insurance policy lasts for a temporary period of time. Usually, term life policies are issued for 1-30 years. A 10 year term life insurance policy provides protection for 10 years. if you outlive your policy term, the coverage expires. A level term life insurance policy provides coverage and premiums that remain the same each year for the entire term of your policy. A decreasing term life insurance policy provides premiums that remain the same each year, but the amount of life insurance decreases each year until the end of your policy term. There are other term life insurance plans that may provide less coverage after a certain age, or your policy term expires after a certain age.


Is my life insurance whole life or term?

Review your policy ... it has to be one or the other ... can't be both at the same time.


What terms of life insurance are offered by Direct Line Life Insurance?

The terms of life insurance are as follows: You start paying at å£6 monthly increments. Your premiums and cash sum amount will stay the same unless you decide to alter your payments.


Can you claim and be paid out on two life insurance policies?

yes. even if they are from the same company.


WHAT policy provides the most life insurance for the same premium?

Term insurance will provide the highest benefit for the same premium, but for a limited period of time (hence the name - TERM).


What do you mean by the term life insurance?

Term life insurance is a form of temporary life insurance that provides coverage for a specific number of years. Term life insurance is available for 1-40 years, depending on your health and age. Term life insurance is usually purchased for 1, 15, 20 or 30 years. Term life insurance builds no cash value within the policy. Term life insurance is "Pure Protection". You pay only for the life insurance. If you outlive your policy term, the coverage expires. Level term life insurance is the most common form of term life insurance. Level term offers premiums and coverage amount that remain the same each year for the entire term of your policy.


What was life like for Abraham in 1800 bc?

Much the same as the life of the bedouin shepherds in the Negev in southern Israel today.


What is the difference in Whole Life Insurance and Permanent Life Insurance?

They are the same thing. Whole/Permanent Life Insurance stays at the same monthly quarterly, semi-annual, or yearly premium; they don't go up or down. The Policy amount stays the same too. Ex. $50 per month for $50,000 worth of life insurance stays the same at the age it is purchased until the insured dies or until they outlive the policy; usually 99, 100, or 101... Whole LI also accrues cash value that can be borrowed against.


Is insurance cheaper if you buy home insurance life insurance and auto insurance from the same company?

In most cases, your insurance rates will be cheaper if you use the same provider for both homeowners and auto insurance. By proving to your provider that you value their service and are committed to them, they will reward you for being a devoted customer. You should talk to your agent if you are interested in doing this.


What is permanent life insurance?

Permanent life insurance is another name for whole life insurance. It provides permanent, lifelong protection. This distinguishes it from term life insurance. Click here for more about permanent life insurance including its advantages and disadvantages. A permanent life insurance policy remains in effect for the life of the insured, with premium payments being made for the same period. Permanent insurance consists of a premium and a cash value or savings component. Like term life insurance, it pays off in the event of your death, but unlike a term life policy, it operates differently. The premiums for a permanent policy are nearly five to ten times the amount of the term life rates. A portion of these premiums go into the cash value element of the policy, and over time, these savings can grow. As the name implies, permanent life insurance is permanent - the policy is applicable for your entire life as long as you keep paying the premiums. The most common permanent life insurance policies are whole life and universal life insurance.