If you are talking about Rose Thorne, then she is the owner of the flower shop at Hotton, Desert Isle.(:
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The quest that gives you the most money in HorseIsle is Grey Slate's Gaudy Crown. It can give up to 50,000 points.
Francis is in the jungle. You have to do a quest for the explorer in Tropictian to get to him.
Lilac
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Zeus, the Esroh.
The answer for it is: Bandwagon
Yes.
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To start the quest "Elowyn's Feathers", simply talk to Aislin.
Mrs. Beesdale's Lost Excellency quest gives a reward of 20K.