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My husbands and my name are both on the deed to our house but only my name is on the loan Will we be able to refinance only in his name?
Wiki User
∙ 14y ago
If he qualifies alone, federal law allows him to apply without you. However, the lender may either have you sign the Deed of Trust, or may require that you be deeded off the house for the transaction to take place. In the latter occurs the lender may allow you to go back on after. Check with the lender, some have verbiage in the Deed of Trust forbidding any ownership changes.
Wiki User
∙ 14y ago
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If you bought a house and had it financed with a cosigner are they on the deed and if you are able to refinance yourself can you do it without them?
Since you are both on the loan you are both on the title. You can refinance without them on the loan but would need them to sign the title over or transfer at close.
If you are going through a divorce can one spouse sign over their half of the mortgage to the other party without having to refinance?
It is my understanding that if both are on the mortgage, you must refinance so that you are both not held liable for the balance. If still on the note the other person would not be able to qualify for another house, car, etc. without that being considered as part of their debt.
If a husband and wife are both listed on the deed for a house can one refinance without the others knowledge?
no, it is illegal both on the house - both have to sign one can sign a quick claim deed and then the other can refi the house? no, it is illegal both on the house - both have to sign one can sign a quick claim deed and then the other can refi the house?
Can your refinance if you don't have the equity in the house?
It may be possible to refinance your home if you do not have equity. I have done many of these loans. There are currently programs for both Freddie Mac and Fannie Mae that will allow you to refinance even if there is not equity. There are Loan to Value limits, but they are well over 100%.
What is the plural possessive form of husbands?
The possessive form of the plural noun husbands is husbands'.Example: Both of her late husbands' estates were considerable.
How does a person legally get out of a two person mortgage?
refinance and buy the other person out or sell and split any equity equally, then you will both be out and may be able to start over
Can you refinance two mortgages on one property?
Yes you can. But when you refinance your 2nd mortgage you have to inform your 1st lender and 2nd lender both.
How do you get your name on husbands mortgage?
You have to apply for a mortgage jointly for both people to be listed on a mortgage. You can however have your name added to a title of a house with simple paperwork.
What happens when a home is award to one person in a divorce but both are on the mortgage and the awardee cannot refinance due to income?
That depends on many factors. There is potential you will lose your house through forced sale. It is not a smart financial move for your ex-spouse to maintain a joint mortgage with you. Just because you were awarded the house is not a guarantee you will get to keep it, especially if the decree you signed stated you had to refinance.
How many husbands did Cleopatra marry?
Cleopatra had two husbands (at different times) and they were both her brothers.
If you have a house in CA The deed has both husband and wife's name The mortgage has only wife's name you are trying to Refinance and the bank wants both names on it Can you not do it?
Ur retarted blahhhdeeblahhhdeblahhhdeeblahh...... the sky is blue cause I made it like that!! hahahahahahah
Can ex-wife refinance with a different mortgage company if the house has 2 mortgages on it the first mortgage is in his name only and the 2nd mortgage is in both names but both names are on the deed?
Yes, If the house was given to you in the divorcee. You will also need to have a quick claim deed done and he will need to sign it. Both mortgages will have to be included in the refi, because they are both tied to the property.
