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In the United Kingdom, one can apply for car insurance online or in person over the counter and get immediate coverage. If applying by mail, it will take longer.
Uninsured motorist coverage provides insurance coverage when you are hit by a person who has no insurance coverage. You uninsured motorist coverage will take the place of the insurance that the other person did not have and will cover your damages just like theirs should have if they had it. The only difference is that you will have a small deductible for property damage coverage.
It is important to have different types of insurance during a life time. A persons health insurance coverage will pay for the loss of the person's sight.
Yes.Thats what full coverage covers
Insurance coverage is different on a person by person basis. Depending on the type and amount of coverage you are paying, it is possible that Visiting Angels's service is covered.
A number of insurance companies offer a European car breakdown insurance coverage to one travelling to Europe. Belair Direct, TD insurance, Allstate, Aviva and AA offer this coverage.
No. A person pays for their own policy which covers them.
Absolutely your business could be liable if the person is working for you at the time. Their insurance would be primary but you could be found secondarily liable. You can purchase a coverage called hired and non-owned coverage as an amendment to your business auto or liability insurance which would provide you coverage for this type of incident. The coverage is usually very inexpensive as it is secondary coverage.
usually you only need full coverage if you are financing or leasing your vehicle.
Uninsured motorist coverage
You may have misconstrued the words. With respect to property and casualty insurance, there are the concepts of first-party coverage and third-party coverage. First-party coverage is that which you obtain to protect your pwn property. An example of this would be the collision coverage on your car, which pays to repair the car irrespective of whether you or another person damages it. Conversely, an example of third-party coverage woukd be liability coverage. This pays for the damages of a third party (property damage or bodily injury) if you are found legally liable for the damages. All of that said, if what you really mean is that someone used the term "two-party" to you in applying for insurance, my best assessment would be that you and another person are insured under the same policy. Since you posped this question in the health insurance category, it may mean that you and a spouse are insured under the same policy, which would not be uncommon. If you can provide further facts, I'd be pleased to further clarify.
A person can get life insurance NO matter where that person is ... it is up to the insurer to issue the insurance on the person more then likely the insurance company will not insure said person ...