FMP's, as they are popularly known, are the equivalent of a fixed deposit in a bank, with a little bit of difference. Fixed maturity plans are investment schemes floated by mutual funds and are close-ended with a maturity period ranging from three months to five years. These plans are predominantly debt-oriented, while some of them may have a small equity component.
The objective of such a scheme is to generate steady returns over a fixed-maturity period and immunizing the investor against market fluctuations.
The maturity amount of a fixed deposit in a bank is 'guaranteed', whereas it is only 'indicated' in the FMP of a mutual fund. The regulator for FMP's does not allow fund companies to guarantee returns, and hence they declare only 'indicated returns' in FMPs.
Typically, the fund house fixes a 'target amount' for a scheme, which it ties up informally with borrowers before the scheme opens. . Since the fund house knows the interest rate that it will earn on its investments, it can provide 'indicative returns' to investors.
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Information on 10 year fixed mortgage plans may be found at the several internet sites. A good place to start is ehow, answering direct questions with user input. Other informative sites are mortgage-ten-year-fixed or monstermortgage both offering suggestions on the best plans.
what difference does interest rates being variable rather then fixed have on pension plans or home loans
The endowment point for life insurance is usually a fixed date or death. It is a period of maturity for policy payment.
if you have to paid indexation amount your cash value increase and amount,allocate and your indexation. but what is the differences between indexation or non indexation so simply answer indexation is not your fixed premium amount because the amount is fluctuation at your maturity you premium amount change your cash value change because non indexation is a fixed premium amount they can not be change design your plane after your maturity.
maturity of fixed assets means the completion of useful life of fixed assets.
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Fixed dividends No right to vote No maturity
The state or quality of being mature; ripeness; full development; as, the maturity of corn or of grass; maturity of judgment; the maturity of a plan., Arrival of the time fixed for payment; a becoming due; termination of the period a note, etc., has to run.
(2) the amount of the maturity value.
(3) the number of periods until maturity.
maturity value=
Fixed Deposit Call Account -There is a fix Maturity -There is no Fix Maturity -Terms of Deposit are generally fixed -Terms Generally Varies -Deposit and withdrals can not be made at - Deposit and Withdrals can be made Any Time at any time
The most preferred choices for organizing your fixed annuity plans are: http://money.cnn.com/retirement/guide/annuities_fixed.moneymag/index.htm and https://www.genworth.com/products/retirement-solutions/annuities.html
Information on 10 year fixed mortgage plans may be found at the several internet sites. A good place to start is ehow, answering direct questions with user input. Other informative sites are mortgage-ten-year-fixed or monstermortgage both offering suggestions on the best plans.
There are a number of websites one can use to get information on fixed term life insurance plans. One can use sites such as 'Money Saving Expert', 'Compare the Market' and 'Confused'.
A fixed-income investment generally pay interest on specific schedule with a promise to return the principle at maturity, but is not guaranteed. Basically they provide regular income that is predictable.