Sears credit cards are like most credit cards. They are convientient when you are low on cash,. Howver, like most credit cards, they have high interest rates.
Credit card interest rates vary with individuals' credit scores and worthiness. Sears offers three different credit card options with a stated average interest rate of 25 percent
Most retailers are happy to offer high interest credit cards to those with a bad credit rating. Examples include Costco, Sears, and Canadian Tire. Other options for online purchases include prepaid cards, debit cards that have the option to be used as credit cards, and using Paypal with a bank account.
There doesn't appear to be any requirements financially that need to be met by a person to obtain a sears credit card. The website actually offers cards without credit checks.
The Federal Trade Commission (US government)
No — there’s no legitimate “free loan” that gives instant cash and builds credit. But there are safe, low‑cost ways to get credit access or small loans designed to build your credit history (credit‑builder loans, secured cards, small credit‑union loans, etc.)
There are two types of Mastercard credit cards accepted at Sears. Sears accepts the Sears Mastercard through Citi and the regular Mastercard. You can use whichever one fits your needs as you are shopping at Sears.
Anywhere that accepts Visa cards !
Credit card interest rates vary with individuals' credit scores and worthiness. Sears offers three different credit card options with a stated average interest rate of 25 percent
Most retailers are happy to offer high interest credit cards to those with a bad credit rating. Examples include Costco, Sears, and Canadian Tire. Other options for online purchases include prepaid cards, debit cards that have the option to be used as credit cards, and using Paypal with a bank account.
There doesn't appear to be any requirements financially that need to be met by a person to obtain a sears credit card. The website actually offers cards without credit checks.
Major credit cards such as Visa, MasterCard, Discover, etc. are accepted by nearly all purchasing web sites. Store credit cards such as Target, Kohls, Macys, Sears, etc. are only accepted by web sites from the issuing store.
Yes. They began accepting major credit cards other than its' own in 1992.
A sears credit card is like any credit card. You can earn points when spending and using the credit card at Sears. You pay monthly bills like a regular card. --------------------------------- A sears card, depending on which one you apply for, also has a benefit of a free $10/$15 reward off of your first statement. This only applies to your first purchase on the day you get approved for a sears credit card. There is no annual fee for the card, unless stated otherwise- like the cards from HSBC may require an annual fee.
hat other merchants accepts sears credit card.
HSBC is one of the major credit card companies. They often handle the credit cards of department stores as well. HSBC offers a wide variety of cards. Stores such a Sears, Best Buy, and Northern Tool use credit services through HSBC.
The Federal Trade Commission (US government)
When applying for retail credit cards from a store like Sears, there are typically four core pieces of information required. First and foremost is a full name and address. Then verifiable income and a Social Security number are needed to ensure identification and credit worthiness.