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What can a credit card company do if they take you to court but you are disabled and still can't pay?
Wiki User
∙ 7y ago
If you are getting disability or social security, credit card companies cannot garnish your wages. However, the judge can issue liens against your property.
Wiki User
∙ 7y ago
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If a credit card company says you owe them money but it is not on your credit report do you have to pay?
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
What happens if one of your credit cards is sold or transferred to another credit card company?
you are still liable to pay what you owe
How do you get credit card with bad credit?
If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.
Can you send credit from someone to someone else?
No, you can not give credit that you have to someone else. You can loan someone money or your credit card, but you are still responsible for paying the credit card company back.
Do you still have to pay a debt that shows its been settled on your credit report?
Call your credit card company and inquire. If you can not get through, cancel the card.
If a credit card company has already set a court date against you can you still file bankruptcy?
Absolutely, you can send the notice of bankruptcy filing to the court and you will not have to attend.
If a credit card company says you owe them money but it is not on your credit report do you have to pay?
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
What happens if one of your credit cards is sold or transferred to another credit card company?
you are still liable to pay what you owe
What happens if a credit-card balance is never paid off?
The bank will keep sending you reminders, but if you still refuse to pay, then the bank or credit card company will take you to court, and then if you cannot pay them in money, they will repossess items from you to the value that you owe. Or if you still cannot do that, then you may be declared bankrupt, all debts written off, but obtaining any credit in the future (credit cards, mortgages, loands) will prove extremely difficult, nay impossible.
How do you get credit card with bad credit?
If you have a bad credit history, you can still avail of credit card applications. It depends on the company. Sometimes, you have to fix your credit card history before you can apply for a new one.
Can you send credit from someone to someone else?
No, you can not give credit that you have to someone else. You can loan someone money or your credit card, but you are still responsible for paying the credit card company back.
Can a repossession still be reported to your credit if the company has since sold the car?
Yes, because reguardless of what the company did after they took back the car, the fact still remains that it was repossesed.
Will it hurt if you voluntarily return my car?
Yes, it can still hurt your credit if you voluntarily return a car. The car company will still put the debt you owe on your credit report if they choose too.
Can a person who is disabled lose there disabilty if they get a fake leg?
No, they will still be disabled.
Do you still have to pay a debt that shows its been settled on your credit report?
Call your credit card company and inquire. If you can not get through, cancel the card.
If you can't pay your credit card bills can the company sue you?
Yes! They can take you to court. If they get a judgment against you they can then garnish your wages. You will be responsible for the money owed, any and all interest, collection fees and court costs. Any amount unpaid will still accrue interest, even if your wages are garnished.
What does a credit card debt settlement work and how does it affect my credit?
Usually, they contact the cc company. Negotiate a lower rate. You pay the settlement company directly instead of the cc company. The effect varies depending on the cc company and the credit report company. It may say that the account is in some type of deliquency despite the fact that you are paying it off. It may just say the account is closed and show your balance (which still lowers your score because it increases your debt to credit ratio since you have a balance despite no credit available.) It won't be horrible on your report though. You can still have good credit despite doing this.
