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The creditor obviously executed a judgment as a bank account levy. The debtor should have received a summons from the circuit court in the city or county of residence that they were being sued. If the debtor did not appear in court to answer the suit then he or she lost the case by default and a judgment was entered in favor of the plaintiff/creditor. When served with the court order for the account to levied the bank must comply unless they are unsure of who the funds in the account belong to. Some banks notify the account holder of a levy before the withdrawal is made, most do not. Generally the account holder is notified after the fact. In the majority of US states it is not required that the debtor/defendant receives the summons, only that a reasonable attempt was made for service. Meaning if the defendant cannot be found because they have moved, are evading the process server, etc. the suit will still go forward and be perfectly legal. Contact the office of the clerk where the judgment was issued for information on the matter and/or seek legal advice from a qualified attorney.

2006-07-23 18:36:00
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