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It is a banking term meaning that you are in credit. Traditionally, when Accountants and bankers did the books (ie the accounts) of a customer they wrote positive credits in black and debts in red. Hence the terms in the black and in the red.
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Are Australian aborigines black?
Australian aborigines have diverse physical appearances, including a range of skin tones, from light to dark. It is important to recognize that their identity is not solely defined by skin color but by their cultural heritage, history, and connection to the land.
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