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It generally means you and your insurance company are liable for the repair to the other vehicle and any other bills incurred.

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Q: What does it mean if you hit a car with your car?
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Do small little streaks of paint on your car mean that you hit a car?

Either that or they hit you!


Can you sue if your car gets hit by another car?

if the person didn't mean to no sorry


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If with "one impact from the last car" you mean that the rear car hit the middle car and then the middle car, as a result, hit the front car, the rear car's insurance would be responsible for all damages. If the middle car first hit the front car and then the rear car hit the middle care, the rear car's insurance would only be responsible for the damages to the middle car. i.e. where was the first impact?


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