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You need to understand how credit card issuers determine credit worthiness. The approval criteria varies from among issuing banks, but generally relates to what's often called the three C's of credit: capacity, character and collateral. Capacity refers to your ability to pay based on your income and existing debt. Collateral refers to any assets you have that can secure payment, such as bank accounts or home ownership. Character refers to factors like your payment history, length of employment, etc.

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Q: What does it take to be approved for a credit card?
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How long does it take to be approved for a Chase credit card?

Generally, it takes about two days to a month to get approved for a Chase credit card. This will depend on how much of your information needs to be processed.


If you were approved for a credit card you applyed for?

have i been approved


If you apply for a credit card and are approved does it show on your credit report?

It will appear on the CR when the account becomes active, not when the card is approved.


Do you have to have exceptional credit to be approved for an American Express card?

You do not have to have exceptional credit to be approved for an American Express card. It is good to have a good credit rating for this card for better rates, but it is not necessary.


Is it difficult to get approved for a New York life credit card?

It is not difficult to get approved for this credit card. They have the same general guidelines as other major credit cards.


If you apply for a credit card do you then have an option to accept or decline if you get approved or do you have to cancel the card if you decide not to take it?

Applying for a credit card does not mean that a person has to us it. It is advisable that the person does not cancel the card, as this actually is harmful to credit scores, while having an unused credit card can be beneficial for credit scores.


How can you build credit if you can't get approved for a credit card?

i don't think you can


How can I find out my approved walmart credit card status and amount?

was my credit ard applation for wal mart approved


Where can one get approved for an Amex credit card?

You can get approved for an Amex credit card by going to your bank and filling in an application. You can also apply for an amex card by going to a store, such as costco. At the store you will fill in an application and it is possible for you to get approved on the spot.


Where can one get approved for an APR credit card?

"Just like any other credit card, one can apply on line or at your bank and/or any bank. But just like any other credit card it depends on your credit history and there is no way to say whether or not you can get approved 100% on an APR credit card as the same standards apply to it as do to any credit card."


How do I know if I am approved for a PC Richards and Son credit card?

I meant to say PC Richards and son credit card


Where can credit card machines for businesses be purchased?

You can find credit card machines for businesses from the credit card companies. For instance, CapitalOne offers a free machine to businesses that are approved.