That depends on what kind of credit you are asking for as well as how much. You should ask Orchard Bank that question directly.
To obtain a credit card from the Orchard Bank one must apply and qualify for the credit card. Orchard Bank has online applications that can be completed on their website.
The headquarters for Orchard Bank is located is Nevada. It does not have brick and mortar locations as it is a company that issues credit cards.
The headquarters for Orchard Bank is in Nevada. They are not a traditional bank, but rather a bank that issues credit cards so there is no need for local branches.
Different credit cards offer different interest rates. The percentage rate on an orchard bank credit card depends on the individual's credit background and the current stock market interests.
Yes, Orchard bank does give credit cards to people with damaged credit. They are rated in the top 7 in the entire country and is a reliable way to prevent hidden fees on a credit card.
Orchard bank has different ways in which they issue credit cards. The cards are either secured or unsecured. A secured card has rates as low as 7.90% because the borrower is required to put a deposit down up front before being granted the card. The unsecured cards range from 14.9% to 19.9% depending on one's credit score.
You must be at least 19 years old in order to apply for an Orchard bank credit card for yourself. However, if you have someone else with this credit card, then it might allow you to have it earlier.
Orchard Bank credit cards are no longer being offered as Orchard Bank rebranded and became part of Capital One in 2012. To get a credit card with Capital One, you can visit their website or apply in person at a Capital One branch.
Orchard bank credit cards are provided by HSBC bank. It's a secured credit card and as such you can only spend as much money as has been lodged to the card. These type of credit cards are commonly used by those with poor credit histories in an attempt to improve their credit rating.
As a smaller bank, Orchard Bank offers one credit card. If you are already a customer, you can usually get a good rate by calling and talking to them. Other than that, you might have to pay quite a bit!
Any bank can help you with your credit score. However it is ultimately up to you what happens to your credit score. Paying bills on time is most important.
There are many reasons why a person would use an Orchard Bank credit card; one may not have any other credit cards available for use, or perhaps one prefers the benefits provided by the Orchard Bank credit card that other banks don't have. Perhaps one doesn't have quite enough money in their bank account to pay for something upfront, so they need to use credit to pay for it bit by bit.