What happens if I'm driving my friends car and i get into an accident but my license is suspended will her insurance cover the damage?
It all depends on her insurance cover
typcially , ''insurance stays with the car'' meaning the insurance on the vehicle would be primary..........
If the accident goes on your driving record, yes.
What happens if you don't have insurance and you get into a car accident driving your friends car she has insurance?
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
Your son was driving his friends car with permission and got into an accident - does he have to pay top fix the car himself or does insurance cover this.?
That depends on the insurance that you and the friend have. Your insurance may cover your son in any vehicle. Same as with the friends insurance covering any driver. You just have to call and ask.
Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay for damages you cause to the other party, not damage to the vehicle you were driving.
What if your driving a friends uninsured vehicle with them and have and accident with another uninsured vehicle but you do have uninsure motorist insurance on your own car who insurance is responsible?
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't
What happens if you dont have insurance and you get into a car accident driving your friends car - she has insurance?
Her insurance may state 'other drivers with the insured's permission' in which case her insurance would at least in part cover damage to other people/cars, but probably not to her own car. If her insurance does not have that clause, you are probably in trouble.
What happens if your child is driving a friends car without permission and is involved in a car accident and your child does not have car insurance?
If your child has a license the insurance on the car will probably cover it. The company can take the position that they were not supposed to be driving it and are not covered in which case it would come back to you because the child is underage.
As long as you have a license. The insurance follows the vehicle, not the driver.
You are driving a friends car but your car has insurance and his car has his insurance will you be covered?
Your are insured. I just called 3 agents. Progressive, Geico, and all-state. Again, every state is different. In Wisconsin, the insurance follows the car, so if you borrow someone's car, you are borrowing their insurance. This means that if you lend your car to someone, and they have an at-fault accident, your insurance will be primary (theirs is secondary), and it is likely your insurance rates that will be affected!
Answer If you have Auto Insurance and it's on your parents Insurance Plan then yes you have Insurance, but if you are on a friends Insurance Plan, I don't think you'd be covered in an accident unless that person is your girlfriend, boyfriend.
If you let a friend use your car and he gets into accident who' s insurance comany is responsible if we both have insurance?
the owner of the car as in you not your friends sorry
Yes, unless you are under the influence of alcohol or drugs
Only if the friend gets into an "at fault" accident.
Hopefully, both you and your friend have insurance. If you do, you call the insurance companies. If the other guy caused the accident, you let the insurance companies fight it out. Likewise, if just one has insurance, you call that company. On the other hand, if you caused the accident and both you and your friend have insurance, you call the insurance companies. If just one has insurance, you call that company. If neither you… Read More
Your car was totaled in a cardeer accident the insurance was in a friends name and a check was mailed by the insurance whos check is it mine or his?
Legally, its the friends because the insurance was in the friends name. Insurance checks are meant to be used on repairs to the vehicle or toward the purchase of a new vehicle. So you could try to force the friend to use the check toward the vehicle by taking them to court. Or you can start paying for your own insurance and not have to worry about the loyalty of your friends.
If your insurance ran out on your friends car can you take your insurance card and put it in that vehicle and be covered?
NO!!!! However if you are the one driving your friends car your policy may provide some protection with regards to your liability but only if you are driving. Your own liability usually only follows you to another car if you are using it temporarily as a substitute for your own insured vehicle. Even then, your insurance would be secondary to the owner's policy and your insurer would expect it to be insured. Before I even… Read More
HttpwikianswerscomQI am using your friends car for few days and you dont want to use his insurance so can you buy a insurance for his car while you are driving that car?
NO! Buy your own insurance! Or get him to!
What happens if you are driving your friends car with no insurance and you get pulled over by the police?
Driving in an uninsured car has serious and expensive consequences. You will receive a traffic violation. Your license can be suspended. The police can tow and impound the vehicle. The vehicle can't be released until proof of insurance is procured. The impound fees add up quickly and the tow company can send your car to auction if the fees are not paid within the statutory time period for your state.
I was driving my friends vehicle that he lent to me i have my license but do not own a car My friends vehicle was found to have expired insurance and i got a court date had no idea any way out?
you must have your own insurance on the vehical to be covered, if you did not have insurance you are braking the law and therefore no there is now way out.
My son had permission to operate a friends vehichle and the car was in an accident and totaled. is he liable for payment?
if there is insurance it should pay for the loss
What will happen-had small accident while driving Insured friends car but didn't have proof of insurance at time of accident So cop gave citation to appear in court?
In most states in the United States, you do not need to carry proof of insurance with you, but you must be able to produce it in court. No penalty exists for not having proof of insurance with you. Most cars come with a folder in the glove compartment with two pockets. One pocket is for the registration and the other is for the insurance card. Inform your friend. What will happen in court will… Read More
If a friend drove your vehicle when there was no insurance and was involved in an accident who is liable for the cost to replace the car?
There is more than one answer to this question. Because you did not state who was at fault in the accident. If the other driver was at fault, it is that person or their insurance company that is responsible for the repairs on your car. If it is the friends fault, then it is the friend that is responsible. Even if the friend did or did not know you had did not have insurance.
Globe Life and Accident Insurance Company is headquartered in Oklahoma. The company was founded in 1951 by two friends, Ralph Reece and John Singletary. Globe now has more than 3.8 million policy holders.
No,, All 50 states require that we carry minimum limits of auto liability anytime we are operating a motor vehicle on public roads
If you are driving another's car that has no insurance and have an accident who gets the ticket the driver or the owner of the car?
Laws say that you are responsible to make sure that the car you drive is insured. inspected, and registered. even if it is not your car. I have been picked up on this charge a couple of times. Have asked plenty of lawyer friends and read enough books to find out I was screwed cause I didn't ask first. My friend was also charged with letting me operate the car when I had a suspended… Read More
What if your a passenger in your friends car and had a car accident does your friends PIP cover your medical bills?
As long as he had a coverage which is called Medical Payments at the time on his auto insurance. Also known as PIP. when you buy this converge you buy it in limits and per person. The highest 2 of my companies have is a 100,000 dollars. So if there was an accident, the insurance company will pay no more then 100,000 dollars per person.
You sustained injuries while driving a friends car does their insurance cover your pain and suffering?
Whether the drivers injures are covered under the insurance depends on the type of insurance carried. It also depends on if the wreck was their fault or not.
If you are driving a friends car and are stopped by the police and your friend has no insurance who gets the ticket?
You get the ticket and your friend may lose the car. Driving in an uninsured car has serious and expensive consequences. You will receive a traffic violation. Your license can be suspended. The police can tow and impound the vehicle. The vehicle can't be released until proof of insurance is procured. The impound fees add up quickly and the tow company can send your car to auction if the fees are not paid within the… Read More
He died in a car accident he was driving with his 2 friends. and him and another friend died and the other one survived.
No. Their insurance will cover the damage to their vehicle, though they will not be happy about an unlisted driver being behind the wheel having an accident. If they have no physical damage coverage it will not be repaired or replaced.
In what circumstances does your auto insurance cover you and the car if you are driving a friends car?
Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?
If driving some friends in my grandma's van would having them sign a waiver release my grandma from any responsibility in case of an accident?
Unless your Grandma is the one who is driving, no, it wouldn't. Even then such a release is probably not legally enforceable.
If you are the driver of a friends car involved in an accident are you covered under your insurance or the owners insurance?
depends on the company and the details of the accident. most commonly the owner of the vehicles' insurance will pay the claim and then subrogate (recover money paid out) against the drivers insurance company. for example, let's say you have state farm and i have allstate. you are borrowing my car and get into an at fault accident that cause $10,000 in damages. allstate will go ahead and pay the $10,000 to the other party… Read More
What happens if you have a permit and got in an accident in your girl friends car and the other party sets forth a law suit against you?
YOU were the driver and they can sue you and your girlfriends insurance company (your girlfriend too if they wish). They will focus on the insurance company if you do not have any assets.
Her friends brother; took a turn too quickly and car rolled. No alchohol was involved... just a sad, unfortunate accident.
He got suspended because he yelled at his boss for eating his sandwich.
Do you have to go to court if you get a citation for driving a friends car and there is no insurance card?
If you were cited then you need to appear, if you have coverage on another vehicle then you should bring that proof with you as you should be technically covered for driving another persons vehicle.
I can speak for the State of Indiana on this one. When two parties are involved in an accident and the TOTAL of damage to BOTH vehicles AND any third party property is $1,000.00 or more a police report is required(by law). A form called an SR-21 is also required in Indiana to be filled out and sent to the BMV within ten days or the drivers licenses of the non reporting party will be… Read More
My answer is not researched, and is not authoritative.* I honestly believe your insurance will not "go up." I believe your insurance, and your ability to get insurance, will go away. Remember that an insurance company is making a bet-- a bet that you will not have an accident, and their cost of "losing" is to pay the tabs for damage, injuries, and deaths caused by their clients. In your very early years of driving… Read More
1. Does the car stay with you most of the time? or 2. Are you asking in regards to driving a friends car? 1 You can get car insurance for a car you drive reqularly even though you don't own the car. Just call up the insurance company of your choose and ask for an insurance policy with your name. You will need the vin number of the car that you will be driving. Some… Read More
Yes, If your are driving your friends vehicle then they are required to schedule you for coverage, otherwise you would be an uninsured driver. If you are asking can your friend add you and your vehicle then that would depend on what your friends financial interest is in your vehicle. If your friend has no insurable interest in your vehicle then it would be unlawful for them to add it to their policy. But they… Read More
Yes you can, it's called a named non-owned policy. It covers you to drive a vehicle you do not own, and it only covers you to drive a vehicle that does not have insurance. If you borrow a friends car and have a name non-woned vehicle and have an accident, the insurance follows the vehicle, so their insurance will pay. That company may subrogate and come after you then it would be up to your… Read More
Yes, some of your own automobile insurance can cover you while driving your friends car. The coverage that your friend has on the car will be the primary coverage and then if that coverage is insufficient for the damage caused then you can go to your own policy for additional coverage.
If a young teenager was driving a friends car and did not have a driver license she had a wreck what will the insurance companies do even if the car was insured she still had no business driving?
Generally if the owner gave the driver permission there will be coverage awarded, subject to any policy exclusions of course.
If you have no insurance and were driving a friend's uninsured car can you sue the driver who hit you while driving on the wrong side of the road?
YOU CAN SUE FOR REPAIRS TO YOUR FRIENDS VEHICLE, AND FOR MEDICAL BILLS TO BE PAID IF INJ, BUT YOU CANNOT SUE FOR BI UNLESS YOU CAN PROVIDE INS DOCUMENTS.
If you have a licence but no insurance and a friends car does have insurance on it can you still drive your friends vehicle?
yes, I am sure you can. But you must get the friends permission to drive. Actually, I am not sure. Try yahoo answers.
not any that i know off but supposedly one of deans friends who was driving deans ford wagon behind his porsche the day of the accident took pictures of dean after the accident before paramedics showed up. has anyone ever seen any of these pictures ?
New driver gets into accident with friends car with no insurance friend only has GDL who's liable for damages to both cars?
If it was your fault then your freind is liable for the damages. If it was the other guys fault then his insurance will pay for it. Keep in mind, while legally it is the owners responsibility for the damages, he can sue you if he wanted to.
If you are driving the car it may cover you, but it won't cover a car unless it is on your policy. Depending on your policy it may not cover you either. Some insurance policies don't cover you if you allow another driver other than yourself to drive your car. Check your policy.