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If you have an accident driving your friends car who insurance covers?
typcially , ''insurance stays with the car'' meaning the insurance on the vehicle would be primary..........
Does my insurance premium go up if you are involved on an accident which i borrowed a friends car?
If the accident goes on your driving record, yes.
What happens if you don't have insurance and you get into a car accident driving your friends car she has insurance?
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
Your son was driving his friends car with permission and got into an accident - does he have to pay top fix the car himself or does insurance cover this.?
That depends on the insurance that you and the friend have. Your insurance may cover your son in any vehicle. Same as with the friends insurance covering any driver. You just have to call and ask.
What if your driving a friends uninsured vehicle with them and have and accident with another uninsured vehicle but you do have uninsure motorist insurance on your own car who insurance is responsible?
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't
What happens if you dont have insurance and you get into a car accident driving your friends car - she has insurance?
Her insurance may state 'other drivers with the insured's permission' in which case her insurance would at least in part cover damage to other people/cars, but probably not to her own car. If her insurance does not have that clause, you are probably in trouble.
You have no car or insurance if you drive a friends car are you covered by their insurance?
Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay for damages you cause to the other party, not damage to the vehicle you were driving.
What happens if your child is driving a friends car without permission and is involved in a car accident and your child does not have car insurance?
If your child has a license the insurance on the car will probably cover it. The company can take the position that they were not supposed to be driving it and are not covered in which case it would come back to you because the child is underage.
What happens if you are driving a friends car who has insurance are you covered?
As long as you have a license. The insurance follows the vehicle, not the driver.
If you let a friend use your car and he gets into accident who' s insurance comany is responsible if we both have insurance?
the owner of the car as in you not your friends sorry
Do insurance companies frown upon lending vehicles to friends?
Only if the friend gets into an "at fault" accident.
Are you covered by a friends insurance if you borrow their car and get into an accident?
Yes, unless you are under the influence of alcohol or drugs
