Auto Insurance Claims

What happens if an accident is your fault and you have have insurance?

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2011-05-14 15:21:00
2011-05-14 15:21:00

When this happens, your Insurance company pays for damages.

If the accident is your fault, your insurance rates can go up.

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The same thing that happens if you did not have an Sr22. The at fault parties insurance generally pays for the accident.

Well Someone will sue you and the insurance will do something about it!

You Can Claim For Money Depending on whether or not you HAVE insurance. If you dont have insurance. your screwed.

Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.

You pay for all damages if you were at fault, and get a citation and fine for not having insurance.

Typically, the uninsured driver will be cited for it, and your insurance co. is liable for the damages.

The at-fault driver's insurance will pay for all property and bodily injury damages.

Your insurance will care of the damages. If you don't have insurance, the other parties insurance will take care of the damages and then go after you.

He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.

The other person can sue you because you are at fault for the accident.

Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.

It depends on what type of insurance policy you have. Some states have the "no-fault" insurance policies wherein the insured party may be compensated regardless of who is at fault in the accident.

you got to jail for not having insurance or a vaild license and you are personally liable for all the damages you caused.

As far as I know, if you don't have insurance, you ARE at fault.That's how it is everywhere I've heard of, but I don't know about Michigan.Good Luck!

No. If the accident was your fault, you can not get money from the other person's car insurance.

You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.

Not if it is deemed to be 100% the other drivers fault and they have insurance.

They can be sued by the other driver for damamges (if at fault). If not at fault, they may have a very difficult time getting insurance in the future and when they do, the premiums will be through the roof.

You need a life insurance policy to cover the risk of death and a health insurance policy as a cushion against hospitalisation expenses. Buy Personal Accident Insurance Coverage :

It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.

Yes. The terms of your insurance policy are not relevant if the other party is at fault.

If you have an auto accident and you are found to be at fault, then if taken to court you can be liable for all damages. You could potentially lose everything that you have.

You will probably receive a citation for driving while suspended. If you were not at fault for the accident, the other party involved should have insurance that will cover your loss or damage that resulted in the accident. It is a good thing that you were not at fault in this accident.


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