If both drivers have no insurance and do not file a police report, each driver is responsible for repairing the damage to his/her own vehicle.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
My plan was denied and it was not my fault it was the other drivers fault because police and show up to make a police report it is really his mind
Your insurance won't pay for any damage or injury to persons or vehicle. (unless they were driving legally with a drivers permit)
your still in trouble since you dont have a License,if you have a mean judge,
no insurance + jail
It would be no difference than if the people involved in the accident had different insurance companies. The coverages are the same so there would be no difference.
If they don't have a licence they won't have valid insurance. Your own insurance company will advise; in the UK there is a pool to cover this, but it'll be different elsewhere.
Yes it does. The cancellation of an insurance policy is not retroactive.
get a legal aide lawyer and try to settle things.
The same thing that happens if you did not have an Sr22. The at fault parties insurance generally pays for the accident.
As long as your teenager was properly insured and he was not involved in the commission of a crime at the time of the accident, nothing should happen to your teenagers driver license.
Collision insurance pays for damage that happens to your vehicle in an accident if it is your fault. It does not pay for the other vehicle or property involved in an accident. It is not required by law but it is highly recommend especially if you financed the vehicle and are still paying off the loan.
Vehicles are insured not drivers. If you are qualified and authorized to operate an auto the insurance on it will pay for it and any damage done by it.
Maryland requires drivers to purchase car insurance to help safeguard lives and property when accidents occur. However, drivers must consider how much they are willing to spend on car insurance and the type of insurance they need. There are different insurance policies that vehicle owners can choose from. The type of car insurance that people should purchase depends on the kind of car they have and their driving record. Drivers should also get their cars insured to make sure they will not have to shoulder all of the cost when they have a road accident. Maryland law also mandates that all drivers need to carry car insurance. However, drivers should get to know the types of insurance available. This will help drivers broaden their understanding and determine what kind of policy they should purchase. Liability coverage is a common type of insurance, and it is required under Maryland law. Liability insurance safeguards the vehicle owner from paying for damages to the other party when they cause an accident. This type of policy does not reimburse policy holders for damages. Drivers may want to think about pairing this with a policy that will cover their own vehicle in case an accident happens. Collision car insurance goes very well with liability car insurance coverage. This insurance policy will pay for damages to the driver and their property after an accident. This will help vehicle owners spend less when they are involved in an accident. Maryland law also requires a few more types of insurance to go along with liability coverage. In Maryland, personal insurance policies are required to protect the driver of the vehicle. PIP will help pay the driver's medical expenses regardless of who was at fault in an accident. Maryland also requires drivers to carry uninsured motorist coverage. This will help vehicle owners pay for damages when the other party does not have liability insurance coverage. It is always important for Maryland drivers to purchase insurance policies. Road accidents have been a major cause of injury and death in Maryland for many years. Driving without insurance can lead people to trouble with the law. Uninsured drivers will also have a lot of expenses to pay if they are involved in an accident. Because of this, it is always wise for Maryland drivers to purchase car insurance policies that are commensurate with their needs.
I can only speak for Florida because that is where I live and it is a no fault State. In Florida it really would make no difference to you if the other driver did not inform his insurance company of an accident. Really, you would only have to file a claim with your own company and contact his insurance company after the accident. I would just make sure you have the other drivers info so that you can contact them about the accident.
You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket
He gets arrested.Added: You could consult with an attorney to determine if you have a suit against the cab drivers employer. If it was an "independent" cab (driver-owned) then you might have a suit against the driver and/or his insurance company.
It depends on the policy provider but my Allstate Insurance covers licensed drivers who drive my vehicle with my permission. Mine also covers me when I drive an uninsured car.
Well, it depends on where you live and what the laws are in that specific region. in canada, that perosn would probably go to jail.
Then you're considered to be at fault, the logic being that you shouldn't have been there to get into an accident.
Her insurance may state 'other drivers with the insured's permission' in which case her insurance would at least in part cover damage to other people/cars, but probably not to her own car. If her insurance does not have that clause, you are probably in trouble.
So I was in an accident that was my fault and it involved two other cars. One car was a taxi so their accident investigator came to the scene as well as the police. I was asked what happened by the police and I answered him and gave him my info, he asked the other two drivers as well. I received a ticket and was allowed to leave but I never gave the other two drivers my info. What happens now? Do I contact my insurance company? Are the other two drivers going to contact them, if so how? I'm very confused as to what to do. The cab company did give me there info so I have that but that's all. Any answers?