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Medicare does not offer complete health insurance protection. Medigap insurance is a type of plan intended to supplement Medicare coverage

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โˆ™ 2011-03-20 07:13:27
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Q: What is Medigap insurance?
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What is Medigap insurance and what is it for?

Medigap is a supplemental insurance to medicare. You can check out more of this at or

Who would need Medigap Insurance`?

Medigap insurance is used to cover the areas where Medicare does not cover. Medigap can be purchased with a private insurance company.

What are some Medigap insurance companies?

Most companies that provide health insurance will provide Medigap insurance policies. These include companies such as State Farm, Allstate and Humana.

Where can one find out about medigap insurance?

There are many different ways to find out about Medigap Insurance. Most insurance companies have sites that have the guidelines for their companies. You can also go in office.

Where can one find information on AARP Medigap insurance?

One may find information on AARP Medigap insurance by looking online with AARP. Medigap insurance helps pay for what Medicare does not pay for and is sold by a private insurance company. But in order to have the Medigap insurance, one must have Medicare Parts A and B. Another place that will help find Medigap insurance is Select Quote. There are other places online, but one just needs to do the research in order to find those companies that do offer it (just make sure they are a reputable company).

What would my medigap insurance cost? is a government website that provides information about medigap insurance. It explains it more in depth and also talks about how much one would have to pay.

Can Medigap insurance be worth the investment?

There are "gaps" in Medicare coverage and the only way to fill those gaps is to purchase private Medigap insurance. Unexpected medical costs can be financially devistating for anyone but especially retirees, many who live on a fixed income. Not having Medigap insurance is a gamble. Having Medigap Insurance ensures peace of mind should a medical crises occur.

What are the eligibility requirements of Medigap insurance policy?

To be eligible for Medigap insurance policies, one needs to be living in the correct area. Also, one needs to be able to pay into the insurance policy to get the benefit.

Why does medigap insurance rates raise yearly?

cost of inflation

What are the plans available through Medigap Insurance?

You may be able to choose up to 12 different standardized Medigap policies (Medigap Plans A through L). Medigap policies must follow Federal and State laws. These laws protect you. A Medigap policy must be clearly identified on the cover as “Medicare Supplement Insurance.” Each plan, A through L, has a different set of basic and extra benefits.

Who should get medigap insurance plans?

The Medigap Policy Search gives information on Medigap policies in your area. It doesn't give information on Original Medicare or Medicare Health Plans (like HMOs and PPOs).

Does medigap have a copay?

For Doctor Visits you Medigap Co-Insurance (out of pocket) varies depending on which Medigap Plan you carry. Medigap Plan F carries the most coverage options.Part B Co-Insurance with Medigap PlansMedigap Plan A, Plan B, Plan C, Plan D, Plan F, Plan G, Plan M pays 100% of your Part B co-insurance while Medigap Plan K pays for 50%, Medigap Plan L pays 75%.Part B Deductible with Medigap PlansMedigap Plan C and Plan F pays for your Part B deductible of $147Part B Excess with Medigap PlansMedigap Plan F and Plan G pays 100% your Part B excess

Where can one purchase Medigap Insurance?

A Medigap Insurance Policy can be purchased from most health car insurance providers. The plans vary widely in both price and coverage. It's so named because it helps cover the "gaps" in Medicare coverage.

Where can I find more information regarding medigap insurance plans?

The Medigap Policy Search gives information on Medigap policies in your area. It doesn't give information on Original Medicare or Medicare Health Plans (like HMOs and PPOs).

Where could one find a list of Medigap insurance rates?

One can find a list of Medigap insurance rates direct from the official Medicare website. This site will also answer any questions you have in relation to entitlements among other things.

What is supplemental insurance is called with Medicare?

Medicare Supplemental insurance is also called Medigap insurance. It got this name because it covers the gaps left by medicare.

Where can one view Medigap insurance plans?

The US government site 'Medicare' offers a range of Medigap insurance plans. The policies start at $91 to $436 per month. The website 'Florida Medicare Supplements' also offers a comprehensive quotes section.

Where can I learn more about medigap insurance?

There is a page at the Department of Health & Human Services website that will give you information and guide you in the decision making process. Here is the page:

What are some insurance companies that offer medigap or cover the gaps in medicare plans in Washington state?

MediGap supplements are available throughout Washington. Some insurances that include MediGap are: Regence BlueShield, Premera Blue Cross, KPS Health Plans, and Asuris Health Northwest.

A standard medigap policy must provide what?

A Medicare Supplement Insurance Plan, or Medigap Policy, helps cover your share of Medicare Part B cost. You can choose between Medicare Supplement Plans A-N. All plans offer Part B co insurance. Some plans offer skilled nursing benefits or foreign emergency travel while others do not. Consult with a Medigap provider to determine which Medigap Policy suits your needs.

If you have Medicare Part A B what are the benefits of having a more expensive secondary insurance over a less expensive supplemental or medigap insurance?

I'm not sure what you mean by a "secondary" insurance.

What are a couple of positive things about Medigap Insurance, I would like to know before considering a switch?

A Medigap Insurance decisions needs to be carefully thought out. There are 12 different policies from A-L and each has different benefits from basic to extra benefits. The price and benefits vary per policy. Go to and request the brochure-"Choosing a medigap policy" for information about each policy.

Where can one find good Medigap plans?

Every Medigap policy must follow federal and state laws designed to protect you, and it must be clearly identified as "Medicare Supplement Insurance." Insurance companies can sell you only a "standardized" policy identified in most states by letters.

Where can I go to get some information on medigap insurance costs?

I suggest studying up on what exactly Medigap coverage is to see which plan would be best for your situation. has a helpful article explaining medigap coverage, as well as tools to help you get price quotes for your area.

Who created the standardized Medigap coverage?

Standardized Medicare Supplements or Medigap plans were standardized by Centers for Medicare and Medicaid Services (CMS) in conjunction with the Health Care Financing Administration and the National Association of Insurance Commissioners.