What is a credit hold?

If you bank with Bank A and file bankruptcy and have credit cards with Bank A should you move to a different bank?

It would depend on the banks policy. Some banks will freeze all accounts you hold with them, whether the have credit facilities or not, e.g. Savings accounts you hold for your children.

How much money is held on a credit card to rent a car?

I contacted Avis directly today and I go the following response: " We require a credit card hold of total estimate charges or $200 (whichever is greater)." So that means, if your estimates are over $200, say $300 bucks for a rental then you will have a total credit card hold of $600 bucks.

What happens if unsecured credit card debt is not paid?

It goes on the credit reports as a delinquency Answer: If you don't pay your credit card debt then to your creditor may take you to civil court and can get a judgment to hold your property. There are other penalty as well if you dont pay your credit card debt.

How long should I hold a secured bank credit card before I try to get an unsecured one?

Your ability to obtain an unsecured credit card will depend on your credit score. As your credit score rises you will become eligible. Try checking it after a year of making on time payments on your unsecured card.

What does authorized against your credit card at a car rental mean?

It's probably a reference to the deposit hold put on your credit card at the time of rental. In such cases, the amount of the deposit is not actually charged to your card, but a "hold" is placed on that amount (basically, reserving that amount of money against your maximum charge limit). For example, if your credit card limit is $5,000, and a deposit hold of $250 is put on that card, your limit becomes…

Can you report people to the credit bureau if you hold their mortagages or contracts?

yes. contact the credit bureaus and learn how to set up an account and do the reporting. You can help us all. You should have done this before you rented or sold and gotten a credit report then.

How long does a default notice stay on your credit file?

All negative information stays on your credit file for anywhere from 1-6 years. The credit reference agencies only hold information for six years, whether positive or negative.

Where could one obtain a leather credit card holder?

If one is looking to hold a credit card in style, then one could complete an online purchase for a leather credit card holder through one's local Amazon store.

How can home be saved from credit card debt?

Responsibly pay your debt, or arrange repayment terms and hold to them.

What is idiosyncrasy credit?

Suggests that a person's potential to be influential arises out of the positive dispositions others hold toward him.

What use do credit card companies make of the personal information they hold on their databases?

They say they don't, but they sell it!

What is a billfold?

A billfold is a small folding sleeve or case used to hold paper currency and credit cards.

Whose credit score is used on a joint mortgage?

Both persons if it is applicable. In some cases a married couple will hold a joint mortgage but only the wage earner will have a credit score on record.

What is synonym for blame?

accuse hold responsible, denounce, indict, impeach, incriminate, impute, attribute to, credit to, assign to

Why is credit cards important?

because they hold your money so u dont have to carry it around. its a lot safer.

Can a bank put a hold on my mother's acct if I am a signer on her acct and mine is negative?

Levy by credit card company

What is the Programmers credit on achievement unlocked?

Hold [Shift] and type [J][M][T][B][0][2]

What is the purpose of a royal bank visa?

Royal bank visa are basically credit cards and debit cards issued by the Royal Bank (depends on which bank you hold an account with) for their customers. If you have a good credit history, you can get a credit card. Or else, you can build one with a prepaid card.

Can a credit card company hold you responsible for a credit card if no application contract or agreement of terms exists?

If a card was received and used by the named person then a contract is implied and there does not need to be a written, signed agreement.

When a credit card company files a lawsuit how do they determine jurisdiction the credit card was opened in Florida the collection agency is in Massachussetts and you live in South Carolina?

They would likely hold the case where you live for simplicity.

How can you get a hold of a human at Experian Credit to fix a problem?

There should be a customer service number a the bottom of the last page of the bureau.

How long can vendor hold a credit card number?

no one really knows its majical no one really knows its majical

How can people in Cypress get hold of cheap credit?

Cypress is a city located in California. One can apply for a low interest credit card at any of the financial institutions in Cypress. Many major banks such as Wells Fargo and Chase have banks in Cypress. Both offer these types of credit cards.

Do I Require A Perfect Credit To Get Approved For A Business Cash Advance?

Business owners who do not have a perfect credit or collateral to provide are still able to get authorized and get hold of funding. Because business cash advances are depending on future credit card sales, personal credit records isn't taken into consideration as a great deal as when applying for a small business loans from banks.

What is the credit function of a financial system?

Depending on criteria for 'system'. Credit is currency in Capitalism. In general; credit works under the premise of time value of money, and an understanding of a 'risk'. The amount of 'credit' a system can hold would be maximized by the largest amount of credit obtained with out overexerting (being crushed by the weight of the debt). In an ideal financial system credit would be used on 'one in a million' opportunities/deals/interests, and never used…

How long can a merchant hold a credit card charge before submitting it for payment?

You can find the answer here: http://en.wikipedia.org/wiki/Authorization_hold

Can a 17-year-old get a credit card?

At 17 you can have a credit card, although since they are still under 18 they are unable to legally hold the card on their own; they would need to be either cosigner or an authorized user on an adult's (i.e. 18 yrs or older) credit card.

Will your medical bills be reported on your spouse's credit?

No. Credit reports show individual and joint debts, but not as husband and wife. For example, a married couple hold a joint mortgage it will be on both of their credit reports, individual accounts including medical bills will only appear on the CR of the spouse who incurred the debt.

Where can you go to online for free credit score that wont ask for a credit and debit card?

In many countries the law obliges companies that hold information on you to provide you with a copy of this information for free (or the cost of printing it out). If you live in such a country then write to the credit service company and ask them for your information (you will have to prove who you are when doing this).

When i make a reservation on priceline.com do i have to pay the whole amount on the credit card or use the credit card to hold the room?

If you have paid using a credit card, you are responsible for the entire amount. Ask Priceline if they intend to put the charges through while holding the room. Also, inquire what the cancellation policy is.

Is 802 a good credit score?

It's very near perfect. 802 out of 850. Sometimes, the number is lower due to applications for things (insurance, credit cards, whatever someone may run your credit for). I have pristine credit and dont know that I have ever seen a 850 score. 802 is something to hold your head high about, it means you are like 1% likely to default.

Where can one find credit repair counseling in Toronto?

When looking for credit repair counseling in Toronto, it is advisable to first see the Ontario Association of Credit Counselling Services, or, OACCS, who set the standards for the qualifications and hold a database of approved counselors. Another useful organisation is the 'Financial Consumer Agency of Canada'.

Bad Credit Doesn't Have to Hold You Back?

It can be rough not having good credit, especially when you need a credit card. You will almost always be turned down for a card when you have a poor history. So consider bad credit cards when you need a card and don't know where to turn. You can secure your card by using your own cash to borrow against. Most cards allow you to start by depositing a few hundred of your own dollars…

Will parole hold be lifted if someone waived there parole hearing?

unsure but my fiance is on parole and probation he was violated for drugs. He has gone to court and given credit for time served and ordered released but he cant because he now has his parole hold. His parole officer will be taking hold off as we speak?

How do you get programmers credit on Achievement Unlocked?

Hold down shift while typing in J M T B 0 2 -cupicake:D

Can one member of a family declare bankruptcy so the two will not be affected by the credit hold or is a married couple in the situation together?

You are in it together, I am afraid.

How do you find out how much credit you have left on your phone O2 network?

hold down 2 until the screen changes then press green phone

What must one do to qualify for a refinancing offer for a motorcycle loan?

One generally must hold a good credit score in order to obtain refinancing of a motorcycle loan. Credit scores can be kept high by repaying loans and other financial commitments on time and not holding too much or too little credit.