answersLogoWhite

0

  • Credit Reports
  • Credit
  • Birth Certificates

What is a public record reported on your credit?

User Avatar

Wiki User

βˆ™ 2006-08-23 19:58:51

Best Answer
Copy

I am not positive EXACTLY what it means but it is definitely NOT good. It is something along the lines of the possiblilty that there had previously been a lean against your home, filed bankruptcy, were taken to collections for late payments or being sued for not paying you bills. Like I said, I am not positive on the exact meaning, but it means something like that you have done and has become public record within the "system".

2006-08-23 19:58:51
This answer is:
πŸ€“
🀯
πŸ€”
User Avatar

Your Answer

Loading...

Related Questions

Can you take a break in your mortgage payments?

No. If you don't pay you will be considered delinquent. The default will be reported to your credit record. There may be late fees added.No. If you don't pay you will be considered delinquent. The default will be reported to your credit record. There may be late fees added.No. If you don't pay you will be considered delinquent. The default will be reported to your credit record. There may be late fees added.No. If you don't pay you will be considered delinquent. The default will be reported to your credit record. There may be late fees added.


How long does chapter 7 stay on your record?

On standard credit reports, BKs remain being reported for 10 years from discharge. As a matter of public record or for special record requests they are available for much longer.


What is derogatory public record?

This is a negative criminal or credit record that is available to be pulled by the public, such as a credit report or background check. It usually involves crimes or bad credit.


How do you remove bankruptcy off credit report after waiting seven years?

They are and always will be a matter of the public court record. BK are reported under the standard credit report request for 10 years.


DUI and your credit?

a DUI is a public record and serious public records show on the credit reports


When does an expired judgment get removed from public record?

The expired judgment falls off your credit report when it expires or seven years after first being reported, whichever is longer.


Your name is on the deed but not the loan if it goes into default will it affect your credit?

If you didn't sign the mortgage then it will not be reported on your credit record.


After seven years when debts from a bankruptcy are removed from the credit portion of your credit report will the bankruptcy still reported in the public record portion affect your credit status?

bankrupcires stay on for 10 yrs. But when you gfinalize the bankruptcy the debts are automatically removed anyways.


What happens if you stop paying on a laptop you were renting?

The laptop will be repossessed and the amount you owe will be increased by late fees, costs and penalties. The default will be reported to your credit record where it will do considerable damage.The laptop will be repossessed and the amount you owe will be increased by late fees, costs and penalties. The default will be reported to your credit record where it will do considerable damage.The laptop will be repossessed and the amount you owe will be increased by late fees, costs and penalties. The default will be reported to your credit record where it will do considerable damage.The laptop will be repossessed and the amount you owe will be increased by late fees, costs and penalties. The default will be reported to your credit record where it will do considerable damage.


Will the primary and co signer have bad credit if a car is repossed?

Yes. It will be reported on their credit records.Yes. It will be reported on their credit records.Yes. It will be reported on their credit records.Yes. It will be reported on their credit records.


Can a third party creditor check your credit after ten years?

== == They can check your public credit record every day if they pay the fee for doing so. It is a Public record after all. Nothing you can do about it.


Would getting a negative record in Chex Systems affect your credit history?

yes it can. Sometimes it is reported to the credit bureaus as well


How soon will a bankruptcy discharge show on a credit report?

The bankruptcy itself will show up on reports very soon after it is FILED. The discharge itself is not reported, just the public record of the bankruptcy itself.


How do credit bureaus obtain judgment record?

The credit bureaus receive public record information (such as judgements) from a third party service, Lexis Nexis.


Where to purchase a good credit score from someone?

You cannot purchase your personal credit record from someone else. It is your credit history that has been reported by your creditors to the central credit data gathering agencies. It's like asking, "Where can I purchase a good dental record?"


Can you get a bankruptcy removed from your credit file if the full amount owed was not correctly reported in dollars and cents?

A bankruptcy is "on" your credit report the instant you file it and will not be removed for 7-10 years. Its a public record. If you dismiss the bankruptcy the day after filing, it will still show up.


If you get a repossessed car back is it removed from your credit?

No. Your credit report is a record of all transactions on reported accounts. The repossession will show in the history, but so will the redemption.


What is information goes into a credit score?

Identifying Information, Trade Lines, Credit Inquiries, and Public Record and Collection Items


Can a lien placed by condo assoc on property that is paid for show on credit report?

Yes.A lien is a matter of public record and the credit bureaus will pick it up and add it to your record.


How long does a judgment stay on public record in North Carolina?

How long does a credit judgement stay on credit repot in North Carolina


How long will a Chapter 7 bankruptcy stay on your credit report in NY?

State is not a consideration in BK, it is a Federal court action and law. Credit reports also do not depend on state of residence. BKs are reported on the standard type credit report for 10 years. the information, as a matter of public record...is available many places for almost forever.


Does eviction affect your credit negatively?

An eviction lawsuit is public record and a judgment evicting you from a rental property will be a negative entry on your credit report.


Does a rental collection stay on public record forever or is it removed after 7 years?

I don't believe you could refer to your credit report or FICO score as a "public record" since they are actually maintained by private (not governmental) organizations. It is my understanding that entries on your record can only be "scored" by credit providers for seven years but that the actual record itself does remain permanently in the file.


What happens does when your name is not on the deed but it is on the mortgage and the one on the deed dies?

For some reason only known to you, you promised to pay for property you do not own. Since the primary borrower, the owner, has died you will be responsible for paying off the mortgage or your own credit will be affected and the default and foreclosure will be reported to your personal credit record.For some reason only known to you, you promised to pay for property you do not own. Since the primary borrower, the owner, has died you will be responsible for paying off the mortgage or your own credit will be affected and the default and foreclosure will be reported to your personal credit record.For some reason only known to you, you promised to pay for property you do not own. Since the primary borrower, the owner, has died you will be responsible for paying off the mortgage or your own credit will be affected and the default and foreclosure will be reported to your personal credit record.For some reason only known to you, you promised to pay for property you do not own. Since the primary borrower, the owner, has died you will be responsible for paying off the mortgage or your own credit will be affected and the default and foreclosure will be reported to your personal credit record.


Can a judgment be reported to more that one credit bureau?

Yes a judgement can be reported to more than one credit bureau and is usually reported to the three major credit bureaus (equifax, tranunion & experian)