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THe "XCU" Exclusion is a euphemistic term for an exclusion that once applied to Standard General Liability policies that exlcuded the perisl of Ecplosion, Collapse and Underground Coverage. In the late 80's to early 90's, most standardized General Liability policies no longe excluded this coverage.
Propety Damage covers you if you damage someone elses property. Liability covers you in the event of a lawsuit.
Bodily injury liability and property damage liability.
Public Liability and Property Damage insurance. Bascially liability insurance.
No. Liability insurance will only cover your liability for property damage/injuries to others. In this case, it would cover the damage to the pole you hit. Your liability coverage will never cover damage to anything you own. You would need collision/comprehensive coverage to cover damage to your car.
Collapse, damage, injury...
The collapse of the mine was supposedly caused by an earthquake.
The lienholder has no liability for any damage done by the buyers vehicle.
If the WTC towers did not collapse, they would eventually be due to the extensive damage beyond repair
No. Liability pays for damage to other party's property when you are at fault.
If you remove the roots, the underground are they grew in could collapse.
ores near earth's surface are removed by underground mining as long as they don't cause the mine to collapse as they drill.