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if a borrower has default in payment ...so it a loss to bank...n the percentage of loss is the rate on its credit exposure
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∙ 11y ago
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Is net loss a debit or credit?
it is credit P&l Dr TO net loss
How does your credit rate effect your mortgage rate?
The higher your credit score, the lower your payments. The lower your credit score, the higher your payments. The analogy above shows how your credit rate affects you mortgage rate.
When does 'concentration of credit risk' occur?
Credit concentration risk is a result of loan portfolio insufficient granularity (large single name exposures) or insufficient sectoral or regional diversification.
What is an advantage of having an interest rate credit card?
The advantages of having a credit card with an interest rate is it helps build one's credit faster. The higher the interest rate of the credit card, the higher the credit score.
What is adjusted net bank credit?
Adjusted Net Bank Credit is Net Bank Credit added to investments made by banks in non-SLR bonds (in held-to-maturity (HTM)) or it is the credit equivalent of off-balance-sheet exposures, whichever is higher.
Which bacteria on exposures to desiccation experience least likely water loss?
cocci in clusters
What is Separation or Diversification of loss exposures?
In simple terms, only affecting a small group or network. No large group is experiencing the impact of a loss exposure.
What do you term by currency exposures?
Currency exposure occurs when you could make a loss (or gain) from an FX rate changing. For example, If I had a bank account in the UK with GBP10,000 when I am a US investor, should the Sterling FX rate change then that will affect the current US Dollar value, so I have a currency exposure.
What do you mean by credit balance in profit and loss Ac?
credit balance in profit and loss a/c is loss
How do you calculate credit loss ratio?
how do we calculate credit loss ratio in banks financials
Is net loss a debit or credit?
it is credit P&l Dr TO net loss
How does your credit rate effect your mortgage rate?
The higher your credit score, the lower your payments. The lower your credit score, the higher your payments. The analogy above shows how your credit rate affects you mortgage rate.
When does 'concentration of credit risk' occur?
Credit concentration risk is a result of loan portfolio insufficient granularity (large single name exposures) or insufficient sectoral or regional diversification.
What is net adjusted credit?
Adjusted Net Bank Credit is Net Bank Credit added to investments made by banks in non-SLR bonds (in held-to-maturity (HTM)) or it is the credit equivalent of off-balance-sheet exposures, whichever is higher.
What is an advantage of having an interest rate credit card?
The advantages of having a credit card with an interest rate is it helps build one's credit faster. The higher the interest rate of the credit card, the higher the credit score.
What is adjusted net bank credit?
Adjusted Net Bank Credit is Net Bank Credit added to investments made by banks in non-SLR bonds (in held-to-maturity (HTM)) or it is the credit equivalent of off-balance-sheet exposures, whichever is higher.
What is the interest rate on loan?
Interest rates are based solely on the severity of your credit. Good credit = low interest rate. Bad credit = higher interest rate.
