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Other than priority sector lending i.e. education,agriculture,housing etc...these all are priorty sector lendings.
And like personal loan,credit card all these are count in non priority lending.
Diffrence is interest rate is high for non priority lending.
Government is too cautious for priority lending because it can boost our indian economy.
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∙ 10y ago
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What is fund-based exposure?
Fund-based exposure is actual lending from public banks. Non-fund based exposure is credit extended by private banks with no actual lending.
What is fund based exposure?
Fund-based exposure is actual lending from public banks. Non-fund based exposure is credit extended by private banks with no actual lending.
What are the salient features of Indian banking sector?
The salient features of Indian banking sector is that it comprises commercial and private banks. The commercial banks are made up of scheduled and non-scheduled commercial banks.
Classification of financial institutions?
These are the intermediation that mobilized savings and helps in allocation of Funds in efficient manner. Financial Institutions can be classified as Banking and Non-Banking Financial Institutions are of two types schedule, can be Commercial Banks and Schedule Co-Operative Bank. The Schedule Commercial Banks can be Further classified into Public Sector Bank, Private Sector bank, Foreign Sector Bank. In India the Non-Banking Institution are of two types, i.e. Non-Banking Financial Companies & Development Financial Institutions.
What are non fee baseed income for banks?
Banks make profit and generate revenue by two ways:By charging you a fee for the services they provide youBy lending the money you have deposited into your account, to other loan customers and getting an interest on the same.Interest income is the highest revenue and profit generator for any bank. And this is the non-fee based income for banks
What are the causes of increase in non performing assets account of commercial bank?
REASONS- 1.current macroeconomic situation in the country. 2.increased interest rates in the past 3.lower economic growth. 4.aggresive lending by the banks in the past. 5. priority sector lending esp.to agriculture and MSMEs.
What is fund-based exposure?
Fund-based exposure is actual lending from public banks. Non-fund based exposure is credit extended by private banks with no actual lending.
What is fund based exposure?
Fund-based exposure is actual lending from public banks. Non-fund based exposure is credit extended by private banks with no actual lending.
What are the salient features of Indian banking sector?
The salient features of Indian banking sector is that it comprises commercial and private banks. The commercial banks are made up of scheduled and non-scheduled commercial banks.
Banking system and structure in India?
ministry of finence. R.B.I BENKING SECTOR NON-BANKING SECTOR S.E.B.I R.O.C
What are the types of commercial banks?
Commercial banks can be classified based on who owns them. they are:Public commercial banks - The banks that are owned by the governmentPrivate commercial banks - The banks that are owned by private individuals or companiesForeign commercial banks - The banks that are owned by individuals or companies that are incorporated outside the country where the bank operates
What is the difference between unsecured priority and unsecured non priority?
priority debts must be pais IN FULL, non-priority does not.
Are student loans priority or non-priority?
I believe the answer would be only if you need it. If you have enough money to get you through school then non-priority, if you do not have money for schooling then I would say priority.
Classification of financial institutions?
These are the intermediation that mobilized savings and helps in allocation of Funds in efficient manner. Financial Institutions can be classified as Banking and Non-Banking Financial Institutions are of two types schedule, can be Commercial Banks and Schedule Co-Operative Bank. The Schedule Commercial Banks can be Further classified into Public Sector Bank, Private Sector bank, Foreign Sector Bank. In India the Non-Banking Institution are of two types, i.e. Non-Banking Financial Companies & Development Financial Institutions.
What is the Key difference between public sector undertaking and public sector enterprises?
Public Sector Enterprises (PSEs) form the subset of Public Sector Undertakings (PSUs). In India, PSUs are classified as PSEs, Central PSEs and Public Sector Banks. CPSEs are further classified as 'strategic' and 'non-strategic'. Public Sector Banks include Financial Institutions (LIC, UTI etc.) as well. According to the Annual Survey Report (2010-11) of PSUs, there are 248 CPSEs in India as of March 31, 2011.
What are non fee baseed income for banks?
Banks make profit and generate revenue by two ways:By charging you a fee for the services they provide youBy lending the money you have deposited into your account, to other loan customers and getting an interest on the same.Interest income is the highest revenue and profit generator for any bank. And this is the non-fee based income for banks
List of non schedule banks?
how many non schedule banks are there in india?
