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This is a question you would have to ask of your insurance company or responding fire department.

If you are asking because you do not have a fire hydrant within 1000 feet of your home, then your PC rating is almost certainly a 9 (on a scale of 1-10 with 1 as most favorable). The only exception to having a preferred PC rating without a fire hydrant is when your fire district is EXTREMELY well rated. So in this particular situation you are probably a 9, but there are insurance companies that offer affordable coverage even with this rating.

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