In banking terminologies and conventions an 'official check' is an ambiguous and unofficial term. However there are money orders, bank orders, certified checks, and cashier checks. All of these are guaranteed notes of funds by the issuing banks. The differences between them are in their monetary amounts. Money orders in the United States can be up to and around 500$ whereas certified funds such as cashiers checks are used to purchase homes and major financial transactions worth hundreds of thousands to millions.
A certified check, also referred to as a cashier's check, is a check that has already been paid for so you don't have to wait for it to clear your account. Generally, certified checks do not have an expiration date on them.
Certified cheques are bank certified in order to enable them to be received as cash. You cannot return a certified cheque, but you can cash it in.
At a bank.
Certified checks are rarely used in today's banking world. They formerly signified that a bank was certifying that the funds represented by the customer's check were actually in the account. They are so uncommon that I've had a handful of bankers call me over the last ten years asking about the procedure for creating a certified check! They had never had the occasion to certify one before. A cashier's check is a check drawn by a bank on an account maintained at the same bank. A money order can be a one-shot checking account, or can be the equivalent of a cashier's check, depending on how it is made up, who the drawer is, what it is drawn on.
At your local bank
A certified check passes through certification process of the bank to verify that there are adequate funds to pay the check while a cashier's check is drawn by the bank against it's own funds
A certified check passes through certification process of the bank to verify that there are adequate funds to pay the check while a cashier's check is drawn by the bank against it's own funds
There is no real difference, just different names for the same idea. A cashier's/bank/certified check is a check which a guarantor, normally a bank, has written in exchange for cash or immediate withdrawal from a depositor's account. The funds are collected in advance by the bank so the payee (to whom the check is payable) has guarantee that they will be paid when the check is properly negotiated.
== == Cashier's checks or Money Orders are certified checks because you must have cash to purchase these negotiable items, and these items are often insured by the issuing bank. Personal checks are not certified funds.
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Only the bank can certify a check, or someone at the bank. Usually, the bank will not certify a personal check, they will issue what is called a "certified check". A certified check is guaranteed to have available funds by the bank that certifies it. Certified means the funds are held aside. Anyone with a certified check made out to them can go to that bank and collect cash. In days of banking past, you could have a personal or business check certified by the bank, and they would stamp the check "certified" and hold the funds aside on that item. Now, the bank will just issue a certified check after taking the money from your account and the certified check will be drawn on the bank's account. This answer is for the U.S. banking system.
The stylist should be officially trained & certified by Brazilian blowout usa. There are several paces. Check with the official site.
Marketing. It means some company wrote up a check list that they say makes it certified. So if BMW headquarters makes up a list, and dealer checks it off, it is certified 'by BMW standards'. Kind of like the Academy Awards - a self serving item so a company can promote themselves. I'm an officially certified Ski Bum. I wrote the list of what it takes to certify a ski bum, and had my son check it off for me. Great marketing. What would you like to be certified in? That's how much it means.
No, one cannot put a stop payment on a certified check. The point of issuing a certified check is to guarantee that the check can be cashed immediately - like cash.
A certified check, also referred to as a cashier's check, is a check that has already been paid for so you don't have to wait for it to clear your account. Generally, certified checks do not have an expiration date on them.
is there a money amout the bank will no cash on a certified check?
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