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What is the function of disability?

Updated: 9/28/2023
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12y ago

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A functional disability limits a person's ability to perform physical activities, have a significant sensory impairment or mental illness, need long-term care, use assistive devices or technology and have developmental delays.

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16y ago
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12y ago

Disability Insurance will pay a monthly income in case you are sick or hurt and can't work. Inability to work can be partial, or total.

Partial or residual disability benefits are paid when you can't perform all of your duties at your job, and have a partial loss of income.

If your loss of income is 75% or greater, you will be considered totally disabled and your benefits received will be 100% of your policy's benefits (there is some variation on this with different insurance companies).

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