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All circulation halves 1971 and later are cupronickel rather than silver and are worth face value if you found it in circulation. Urban legends notwithstanding, NO silver Kennedy halves were made for circulation after 1970.

Since 1992 some halves have again been made in 90% silver for inclusion in specially-minted proof sets. All these coins have "S" mint marks and were only sold to collectors, not released for use in circulation.

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Q: What is the value of a 1989 Kennedy half dollar?
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