The moral answer would be for him to pay for the damages that he caused.
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
The owner of the car that caused your damages will be responsible to pay damages to you unless you live in a no-fault state. In that case, your insurance pays for your damages.
yes
You guessed it!
It depends on the state the accident occurred in. In California the renter is responsible. Again this varies by the state of the accident.
Once your insurance has paid, you are responsible for the rest.
No
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
you ni^^a
Yes, as long as coverage is in place on the date of the incident.
Auto insurance consists of both liability insurance and physical damage coverage. Collision coverage is part of the physical damage section of an insurance policy and is designed to either repair or replace your vehicle if you are involved in an accident up to the fair market value of the vehicle. Collision will pay for both damages caused in an at-fault accident and damages caused in a not at-fault accident if the other party did not have insurance. If the other party did have insurance and they were responsible for the damages, the other party's liability insurance would pay for your vehicle damages through Property Damage coverage. You are responsible to pay for your collision deductible for at-fault accidents before a claims payout will be made.