No, a debit is a with-drawl from your account.
We debit our bank account every time we withdraw (take out) some of our money.
account payable account debit to bank account
Debit Bank Account - Assets Credit Bank Loan Account - Liability
[Debit] Bank service charges [Credit] Bank account
bank charges a/c debit to cash a/c credit
bank account debit and interest payable credit
[Debit] Bank account [Credit] Cash account
[Debit] Building account [Credit] Cash / bank
If someone has a creditor and has a debit balance and a credit balance this means they have a bank account. The bank account provides the debit card and the bank provides the credit balance.
Call up your bank, file dispute charges against the direct debit. Most likely they will give you a new bank account number.