Is there a Statute of Limitations for Credit card debts in North Carolina?

Answer 1

3 years for most debt and 5 years for promisory notes. Child support and tax collection does not have a limitation. In NC, once this time has passed, you can not be taken to court but the creditor can continue to attempt to collect from you until you send them a certified letter stating that the debt is passed SOL and that you no longer wish for them to contact you. If they continue to contact you, complain to your Attorney Generals office. If you had a warrant out for child support but your child is over 18 and out of school, can you still be arrested for back child support?

Answer 2

STATUTE OF LIMITATIONS (IN YEARS) * Open Account: 3 * Written Contract: 3 * Sales (UCC) Contract: 4 * Domestic Judgment: 10 * Foreign Judgment: 10 BAD CHECK LAWS (CIVIL PENALTY)

30 day written demand lesser of $500 or 3 x check amount, but not less than $100. GENERAL GARNISHMENT EXEMPTIONS

100% of last 60 days' earnings for family support. Garnishment only by political subdivisions for taxes, ambulance fees, etc

Answer 3

Perhaps, it is going to depend on the last acknowledgment of the debt, which is usually the last use or payment. Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in North Carolina is 3 years.

Answer 4

In North Carolina that would be 3 years. Medical debts are normally documented in writing. That gives them a fairly long period of time in which to collect. And it will be measured from the last acknowledgment of the debt, payment or letter from the person who owes.

Answer 5

North Carolina has set the statute of limitations for an open ended account at 3 years. A credit card is an open ended account. That will be measured from the last communications from the debtor. The credit card may be based on a different jurisdiction which could be longer! You need to check your agreement for the applicable jurisdiction.

Answer 6

There are many statutes of limitations in NC. Some deal with debt, others with civil suits and still others with criminal violations. Some are serious enough that there is no limit.