Avoid parking in crowded areas and small parking spaces.
Concrete bumpers, flower beds, driving over medians, people, cars, bikes, carts.
Avoid speeding and hitting pedestrians or other vehicles.
Cutting across empty parking rows or diagonally through lots
The driver backing up. Unless you can prove the other car was driving unsafly.
got a parking lot your set
Disturbing the Peace - Reckless Driving - Careless Driving.
Usually their is no fault associated with parking lots. I'm sure your insurance company looks at it as your fault.
Call or write a letter to them. Diamond is good at helping out in situations like that as long as you are not a frequent offender.
A parking lot is private property. Did the owner of the property file for charges?
Answering "Pulling out of a parking lot onto a street and you have to back up to avoid on coming car and the car behind you hits you who is at fault?"
If you are driving a car or have it parked on a public street or parking lot then it must have insurance
It should.
Most driving schools will give students a practice first. This generally consist of driving around the corner or a parking lot.