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Answered 2009-06-11 03:21:03

You can't apply until 30 days after your 62nd, 66th or 70th birthdays if you wait until those ages to retire. Or you can apply anytime in between those birthdates if you choose. For example you could file for retirement in August of your 63rd year if you decided to retire then. WRONG You can apply within 4 months of when you are eligible for your first payment. Call 1-800-772-1213 or visit www.socialsecurity.gov for answers. Take information from anywhere else at your own risk!

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