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2013-08-02 14:06:34
2013-08-02 14:06:34

One can get a zero percent apr credit card by going to the Credit Cards website. The website offers a number of credit cards deals including ones that have zero percent apr.


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The introductory annual percentage rate (APR) on American Express credit cards vary by the card and the cardholder's credit. Rates can be as low as zero percent, but often range from 12.99 to 21.99 percent.

Qualifying for a credit card with a low APR requires very good credit and sufficient income. In the United Kingdom, the credit card that meets that standard is currently the Sainsbury Cashback credit card, with a 7.8 percent APR.

There are a number of different credit card companies that offer 0 percent APR credit cards. Some of the companies that offer 0 percent APR are Capital One and Discover.

Credit cards with a zero percent APR generally have minimum monthly payments that must be made in order to avoid costly charges. If your minimum payment is not made each month, you may be hit with costly penalty fees.

A great place to start searching for a 0% APR credit card is Get Rich Slowly's article on the best 0% APR credit cards of 2013. They compare the various 0% APR credit cards to show the benefits or disadvantages of each.

There's a few credit cards that offer zero percent APR introductory rates. Most of these only last for 6 months to 18 months, and the deals of each credit card company changes every month so a good place to keep yourself updated is on the site called getrichslowly.

Zero APR credit cards are a very popular choice for people trying to obtain a new credit card because they have 0% interest involved. What you spend is what you pay and that is all.

The annual percentage rate or APR on a goldfish credit card can be as low as 16.9% if you apply for the platinum membership. The APR on a standard credit card is 19.9%.

It varies - according to the issuer. A typical APR is around 19.8% for a credit card, or 37.5% for a store card.

There are a number of online websites where one can find a zero APR balance transfer credit card. Some of these websites include Discover, Citi, and Nationwide.

The annual percentage rate for a Lowes credit card is 21.99 percent. The APR for a Lowes Project card is 7.99-17.99 percent. The percentage variable is based off credit qualifications.

The APR is the amount extra that will have to be paid if there is an outstanding balance on a credit card.If the outstanding balance for a year is 100, the extra that would have to be paid is:13 % APR13/100 x 100 = 13 18 % APR18/100 x 100 = 18 As a consumer, the 13 extra to pay given by the 13 % APR is obviously better.As a credit card company, the 18 extra to be paid by the 18 % APR is obviously better.

The top 10 zero percent APR credit cards include Citi Platinum Select Visa, Citi Platinum Select MasterCard, Discover More Card, Discover More Card (offer variety 2), Discover Open Road Card, Blue Sky from American Express, Blue Cash Everyday from American Express, Discover Student Card and Visa Black Card.

with an apr credit card the savings are o% interest from my research but also i have found that the apr changes. it changes from card to card like all things.

The Citi Simplicity MasterCard offers 18 months of 0% APR. Another credit card with zero interest is the Capital One Platinum Prestige card, which offers 0% APR until September 2014 if you are a new member.

All lenders off 0% APR for 6-12 months, for example, from time to time. Go to and review the current options, then visit the lender sites to research further and apply. Zero percent APR is offered for a limited amount of time; there are no cards that are zero interest for the duration of the card.

The APR on a basic Chase card is around 10%.

A good credit card that offers 0 ARP is Discover card but in order to qualify for a 0 APR credit card you must have proof of income and a great credit standing.

Discover Credit Card offers an intorductory purchase and transfer APR of 0%. After 15 months at 0% APR, the APR will change to a variable purchase APR. The APR will vary from 11.99% to 19.99%.

Most 0% APR credit card offers are for balance transfers from one credit card to another. This is a smart option if you are looking to pay down your credit card debt. Some credit cards that offer this benefit are Capital One Platinum, Discover It, and the Citi Diamond Preferred card.

APR makes it easy for customers to compare different credit products before deciding what is best for you. The typical APR on a Bank of Scotland credit card is 17.9%

Anyone can apply for a zero-percent interest credit card, regardless of his or her credit score. However, you generally do need to have good credit in order to be approved for the credit card. Some companies require you to have a score of 750 or higher. In addition, you usually need to have a reliable payment history. However, those qualifications apply primarily to zero-percent APR credit cards. There are also credit cards that offer a zero-percent interest rate only on balance transfers, not purchases. The qualification criteria for these cards are sometimes less stringent. For example, you may qualify for one of these cards if you have a credit score of at least 600. However, keep in mind that no matter what type of zero-percent interest credit card you are interested in obtaining, that introductory rate is applicable only for a limited period of time, so make sure to read all of the fine print before accepting any offers.

The annual percentage rate on credit cards can be researched online. Many credit card companies offer a zero annual percentage rate on balance transfers.

No, the applicable interest and fees will still be charged until the balance of the account is paid.

While a credit card can be used for debt consolidation, typically interest rates are higher on a credit card than on other types of loans used for the purpose such as home equity loans. However, transferring credit card balances to a new card using a zero APR balance transfer option can help to consolidate credit card balances into one payment and reduce interest. The Discover it Card currently offers zero APR on balance transfers for up to 14 months, as does the Capital One Platinum Prestige card. The Citi Diamond Preferred and Simplicity cards are offering zero APR on balance transfers for 18 months. All of these cards can be applied for online through the banks' websites.

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